A loan of $2,775 helped to buy cows.

Kulyumkan's story

Kulyumkan is 57 years old. She is a widow. After her husband’s death she has been raising her children and managing her farm on her own. Kulyumkan has completed a technical college. As a main source of income for her family, Kulyumkan raises livestock, having launched this business 37 years ago by buying livestock for 2,000 KGS. Thanks to Kulyumkan’s hard work, her farm today includes one dairy cow, one mare, and 10 sheep. Her monthly income is 15,000 KGS. In order to develop her business further, Kulyumkan has turned to the Bai Tushum & Partners microfinance institution for a loan in the amount of 135,000 KGS in order to expand her livestock by buying cattle. Kulyumkan plans to use the resulting revenues for a further increase of her livestock. She also plans to save up for house renovations.

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Translated from Russian by Kiva volunteer Katharina S

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