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Lusine is a married young lady who studies at the Yerevan State Institute of Theater and Cinema. Along with her studies, Lusine works at a local art school where she is a teacher of little children. Lusine is a very enthusiastic and kind lady with a prosperous future.

She lives together with her parents-in-law and husband. The whole family works hard to sustain their living, and cover daily costs. It is very difficult for Lusine to save money for education, so she has applied to us for a loan. She asks a loan to pay her tuition fee, and to be able to continue her education at the university.

Lusine hopes for lenders' support, and will be very grateful for their goodwill.

Additional Information

More information about this loan

This loan is part of SEF's new education program, designed to finance school tuition for students whose families have low incomes or work in informal sectors of the economy. Funds can be used for partial or complete payment of expenses related to higher education, graduate studies or vocational training. By supporting this loan, you're enabling access to education for students with limited options.

About SEF International

SEF’s mission is to extend business development and financial services to emerging entrepreneurs in search of productive opportunities to support their families and communities and to build bright futures for children in Armenia.

About Armenia

  • $6,300
    Average annual income
  • 126
    View loans »
    Armenia Loans Fundraising
  • $14,888,900
    Funds lent in using Kiva
  • 406.2
    Armenia Drams (AMD) = $1 USD

Success!! The loan was 100% repaid

A loan of $625 helped Lusine to pay for her university tuition.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Sep 17, 2013
Sep 30, 2013
Currency Exchange Loss:
Mar 18, 2014