Mirembe Kawuwa Group
Norah, a mother of five between the ages of 18 and 21 (three go to school), is a very hard-working lady. Norah owns nurseries of various types of trees, including mangos, avocados, coffee, guavas, apples, pomegranates, jackfruits, and many others. She works five days a week for eight hours each day.
Norah started this business in 2008 to earn herself a living. Her customers come from different areas, as far as the Tanzanian border and the Kampala district.
However, the seedlings are vulnerable to insects and pests which hinder their proper growth. She is going to use the loan to buy polythene bags that will be used as shade for the seedlings.
Norah rears cross breed cows as a supplementary source of income.
More information about this loan
This loan is part of UGAFODE's program for clients who live in isolated rural areas with limited access to financial services. Uniquely, UGAFODE focuses its efforts on agricultural areas in Uganda that are over 50 km from their branches, providing loans to both groups and individual borrowers. The organization believes that the risk of offering services to remote clients is outweighed by the benefits to customers and their often underserved communities.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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