Senia is a 59-year-old married woman. She has six children.
She owns and operates a small store, selling items such as canned food and baked goods. She has been in this business for over five years. Senia needs a loan to buy items for her store, including flour, onions, biscuits, noodles, milk, toilet paper, cigarettes, soft drinks, Vailima beer, sugar, mosquito coils, soap, laundry powder, and salt. She hopes to use the profits to improve her home and expand her shop.
She became a SPBD member in 2008 to gain access to capital for her business.
South Pacific Business Development (SPBD) improves conditions for families living in poverty by providing accessible credit, training, and guidance to help them start, grow and maintain micro-businesses, build assets, finance home improvements, and afford to educate their children. 99% of SPBD’s loans go to women, who can borrow in groups to guarantee one another rather than put up collateral.