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Kholmirzo
Kholmirzo is a hardworking and decent man. He is married and has five children. He lives with his family in a rural village. Kholmirzo has a high school education. In turn, he recently was elected chairman of his local dekhan (group) farms. It has been since 2010 that Kholmirzo has closely cooperated with Arvand. Thanks to the financial support of Arvand, he was able to start his own business, which today brings him a steady income. Kholmirzo is involved in raising livestock and also in agriculture. For this, he has a large plot of land where he grows crops and grazes cattle. Kholmirzo's wife works as a teacher in a local school. She also helps her husband to bring income to the family. She helps her husband in his business; she cares for the cattle and also sells milk received from the existing cattle.

Now Kholmirzo wants to expand the quantity of her livestock and therefore she turned to Arvand. She wishes to receive a loan to buy several head of cattle. She hopes for a positive results and thanks Arvand in advance for their support.
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Холмирзо трудолюбивый и порядочный мужчина. Он женат и имеет 5 детей. Живёт он со своей семьёй в сельском посёлке. Холмирзо имеет среднее образование, но в свою очередь совсем недавно он был избран председателем местного дехканства. Вот уже с 2010 года Холмирзо тесно ведёт сотрудничество с Арванд, таким образом, благодаря финансовой поддержке Арванд, он смог начать своё собственное дело, которое приносит сегодня ему постоянный доход. Холмирзо занимается животноводством, а также выращиванием сельскохозяйственной культуры. Для этого у него имеется большая площадь земли, где он выращивает свою культуры и пасёт скот. Жена Холмирзо работает учительницей в местной школе. Таким образом она помогает мужу приносить в семью доход. Также она помогает мужу в его бизнесе, она ухаживает за скотом, а также продаёт молоко, полученное от имеющегося скота. Сейчас Холмирзо хочет расширить количество своего скота, поэтому он обратился в Арванд и желает получить кредит для покупки несколько голов скота. Он надеется на положительный результат и заранее благодарит Арванд за поддержку.

Additional Information

About MDO Arvand

MDO Arvand is one of the leading microfinance institutions in Tajikistan, offering small loans to entrepreneurs to start and grow their businesses. This makes an enormous difference in a country, which is not only the poorest in Central Asia, but also home to a population where two-thirds live below the poverty line. Today, Tajikistan's economy literally depends on remittances being sent from family members working abroad in Russia because there are so few local job opportunities.

But Arvand loans have been able to make a difference and change lives. Read about some of the incredible success stories they have seen here in this Kiva blog post: Bringing hope to Tajikistan with Arvand -- one success story at a time.

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About Tajikistan

  • $1,388
    Average annual income
  • 189
    View loans »
    Tajikistan Loans Fundraising
  • $27,692,775
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,500 helped Kholmirzo to purchase livestock.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Irregularly
Pre-Disbursed:
Sep 18, 2013
Listed
Sep 24, 2013
Currency Exchange Loss:
N/A
Ended:
Sep 17, 2014