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Shoira
Shoira is a cheerful and hardworking woman. She is married and has five children. Together with her family, Shoira lives in a small rural village. She dreams that her children will grow into well-educated people. For this, Shoira and her husband do everything for them. She has to work very hard in order to earn money and to support her children with all the necessities.

Since 2011, Shoira has been working with Arvand and has shown herself to be a responsible customer. She is involved in raising livestock. Each time she receives a loan, she buys cattle and cares for, fattens and sells them at the local market. Shoira says that after she started working with Arvand her life changed for the better and she is thankful to Arvand for the financial support.

Shoira is showing the way also to other women in order for them to work and arrange their lives for the better. She is a good example of a woman entrepreneur for other women. Shoira is always glad to help and give advice.

Now Shoira wants to expand her livestock business through the acquisition of several head of cattle for further fattening. Therefore, she again turned to Arvand in order to get a loan to buy cattle. She thanks Arvand in advance for the support.
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Шоира жизнерадостная и трудолюбивая женщина. Она замужем и имеет 5 детей. Вместе со своей семьёй Шоира живёт в маленьком сельском посёлке. Она мечтает, чтобы её дети выросли хорошими образованными людьми. Для этого Шоира со своим мужем делает всё для них. Ей приходится много работать, чтобы зарабатывать деньги и обеспечивать своих детей всем необходимым. Шоира вот уже с 2011 года сотрудничает с Авранд, и является ответственным клиентом. Она занимается животноводством. Каждый раз, получив кредит, она покупает скот и ухаживает, откармливает и продаёт на местном рынке. Шоира рассказывает, что после того, как она начала сотрудничество с Арванд, её жизнь изменилась в лучшую сторону и она благодарит Арванд за финансовую поддержку. Шоира указывает путь и другим женщинам, чтобы они трудились и устраивали свою жизнь в лучшую сторону. Она является хорошим примером женщины предпринимателя для других женщин. Шоира всегда рада помочь и дать совет. Сейчас Шоира хочет расширить свой бизнес животноводства, путём приобретения нескольких голов скота для дальнейшего вскармливания. Поэтому она вновь обратилась в Арванд, чтобы получить кредит на покупку скота. Она заранее благодарит Арванд за поддержку.

Additional Information

About MDO Arvand

MDO Arvand is one of the leading microfinance institutions in Tajikistan, offering small loans to entrepreneurs to start and grow their businesses. This makes an enormous difference in a country, which is not only the poorest in Central Asia, but also home to a population where two-thirds live below the poverty line. Today, Tajikistan's economy literally depends on remittances being sent from family members working abroad in Russia because there are so few local job opportunities.

But Arvand loans have been able to make a difference and change lives. Read about some of the incredible success stories they have seen here in this Kiva blog post: Bringing hope to Tajikistan with Arvand -- one success story at a time.

About Tajikistan

  • $2,700
    Average annual income
  • 217
    View loans »
    Tajikistan Loans Fundraising
  • $29,714,525
    Funds lent in using Kiva
  • 4.8
    Tajikistan Somoni (TJS) = $1 USD

Success!! The loan was 100% repaid

A loan of $850 helped Shoira to buy cattle.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Irregularly
Pre-Disbursed:
Sep 11, 2013
Listed
Sep 24, 2013
Currency Exchange Loss:
Covered
Ended:
Aug 17, 2014