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Robiyakhon lives with her son in the town of Isfara. Robiyakhon is divorced her husband and has two sons. Her elder son left to work in Russia. The younger is 16 years old and is a student in the 10th class. After school he helps his mother in the market. Robiyakhon sells confectionery products such as: biscuits, cakes, candy, waffles, and more. She has been involved in this kind of activity for more than ten years. From her good friend, she learned how to correctly showcase goods and to communicate with customers. She uses these lessons to this very day.

The purpose of this loan is for Robiyakhon to purchase goods from the city of Khujand. She wants to bring new products, different kinds of cakes and marmalade candy. She hopes that buyers will appreciate the sweets and Robiyakhon will acquire even more loyal customers.
View original language description ↓
Робияхон живет со своим сыном в городе Исфара. Робияхон развелась с мужем, имея двух сыновей. Ее старший сын уехал на заработки в Россию. Младшему 16 лет, он учится в школе в 10 классе. После школы он помогает маме на рынке. Робияхон продает кондитерские изделия такие как: печения, пряники, конфеты, вафли и многое другое. Она занимается с таким видом деятельности более 10 лет. Правильно преподнести товар и общаться с клиентами ее научила подруга. Этим уроком она пользуется до сегодняшнего дня. Цель получения кредита Робияхон является приобретения товара из города Худжанд. Она хочет привезти новые продукты, пряники разного вида и мармеладные конфеты. Она надеется, что привезенные сладости оценят покупатели и Робияхон приобретет еще больше постоянных клиентов.

Additional Information

About MLO Humo and Partners

MLO Humo and Partners is a microfinance institution in Tajikistan that aims to support vulnerable and underserved populations living in rural areas through financial and consulting services for small businesses. Kiva loans are used by groups and individual borrowers to start and grow businesses and build brighter futures for themselves, their families and their communities. This is especially important in Tajikistan, the poorest country in Central Asia, where more than two-thirds of the population lives below the poverty line.

About Tajikistan

  • $2,700
    Average annual income
  • 114
    View loans »
    Tajikistan Loans Fundraising
  • $29,875,700
    Funds lent in using Kiva
  • 4.8
    Tajikistan Somoni (TJS) = $1 USD

Success!! The loan was 100% repaid

A loan of $425 helped Robiyakhon to purchase sweets from Khujand.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Sep 5, 2013
Sep 27, 2013
Currency Exchange Loss:
Sep 17, 2014