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Musarat is living in the area of Lahore, Pakistan. She is an older member of BRAC Pakistan, who is taking her third loan. She has been improving her living standards with the help of the previous loans.

Two years ago, Musarat took a loan and purchased an auto-rickshaw for her husband, with the contribution of her savings. The current condition of the auto-rickshaw is not good because its engine is creating problems and not picking up fuel. Her husband's daily income is spent on household expenses and he does not have savings to fix the problem.

After completion of her previous loan, Musarat, again, contacted Kiva’s field partner, BRAC Pakistan, and described her financial problem. With the help of a loan, her husband will fix the engine on the auto-rickshaw and he will be able to derive a reasonable income.

Musarat seems very happy after taking this loan and she says thanks to Kiva and its field partner, BRAC Pakistan.

Additional Information

More information about this loan

BRAC Pakistan focuses its work in some of the most underdeveloped parts of Pakistan, characterized by poor infrastructure and high levels of poverty. By supporting this loan, you are enabling access to finance for borrowers living in some of Pakistan's poorest areas.

About BRAC Pakistan

BRAC Pakistan is a subsidiary of BRAC, one of the world’s largest development organizations with a focus on microfinance and economic empowerment. It offers micro-loans designed to help small businesses, very poor clients and others, in addition to health and education services. Kiva’s flexible, zero-interest capital will enable BRAC to expand its outreach in underserved regions and to women who have had no access to microfinance services.


About Pakistan

  • $4,700
    Average annual income
  • 369
    View loans »
    Pakistan Loans Fundraising
  • $15,689,950
    Funds lent in using Kiva
  • 105.5
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A loan of $250 helped Musarat pay for the maintenance of her husband's auto-rickshaw.
100% repaid
Repayment Term
11 months (Additional Information)
Repayment Schedule
Sep 20, 2013
Sep 30, 2013
Currency Exchange Loss:
Jul 17, 2014