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Erlinda
This is Erlinda, 52, a resident of Bacoor, Cavite, Philippines. She is a widow and she has children. She, together with her children, manages their own household while operating the business. At this time, she is working hard to continually provide income for their everyday expenses.

Erlinda operates a hardware store. She sells cleaning products, electrical supplies, houseware, tools and other supplies. Her regular customers are her neighbors and the local community. She earns a minimum of PHP 1000 in sales every day.

To help her continue operation of her business, she is requesting a PHP 50,000 loan. She will be utilizing the loan to buy cleaning products, electrical supplies, houseware, tools, utensils and other supplies.

Erlinda hopes to expand her business and dreams of giving her children a good life and education. She meets up with her co-fellowship members to share stories of her work every week and where she can also draw strength and inspiration from the Word of God she studies.

* All CCT community partners/clients are organized into fellowship groups that meet on a weekly basis. A fellowship group is composed of 15 to 30 community partners. The fellowship groups gather each week to study the Word of God, build social capital, and pay microfinance loans.

Additional Information

More information about this loan

On Friday November 8, 2013, Super Typhoon Haiyan made its way through Southeast Asia, causing substantial damage to homes and businesses in areas of the Philippines. Given the state of devastation following this storm, borrowers living and working in these areas may have difficulty making repayments on their loans, thus making their Kiva loans higher risk. More information >>

About the Center for Community Transformation

The Center for Community Transformation (CCT) is dedicated to the development of communities and lives via spiritual transformation and access to financial services. CCT offers loan products to address the needs of micro-entrepreneurs in the Philippines. The organization’s loan products include small business, education, and housing loans. CCT utilizes a community-based approach to provide a variety of non-financial services that include training and development programs, clinics, disaster relief operations, a low-cost medicine program, and social service programs. CCT offers a unique “Pavement Dweller” program designed to provide food, housing, and job training. CCT also provides education support services to the poorest groups in the Philippines. Find more information about CCT on their website or join their lending team.

Tags

About Philippines

  • $1175
    Average annual income
  • 869
    View loans »
    Philippines Loans Fundraising
  • $54,399,900
    Funds lent in using Kiva
  • 43.2
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,175 helped Erlinda to pay for cleaning products, electrical supplies, houseware, tools, utensils and other supplies for her hardware store.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Sep 12, 2013
Listed
Sep 30, 2013
Currency Exchange Loss:
Possible
Ended:
Feb 20, 2015