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A self-taught high school graduate, Vanessa began a career in cosmetology in 1992 working at a popular department store. Eventually however, her career path led her to work as a bank teller.

With 19 years of experience in the banking industry, Vanessa is now the assistant vice president and branch sales manager of a major national bank. She is also an ambitious entrepreneur and the owner of a real estate consulting business.

Vanessa established her business in 2006 buying and selling real estate as well as managing properties and helping people buy homes. Her clients range from first time homebuyers to small business owners. At one point, she was providing business advice under the business name “The 411” because her expertise spanned so many areas.

It is that expertise and experience, paired with creativity, that sets Vanessa’s business apart. Vanessa’s goal is to be able to manage her business full-time and move toward 100% self-employment. She would like to purchase commercial buildings in order to produce rental income and expand on her consulting services.

The money from this loan will go towards purchasing office equipment, including a computer and scanner, to build on Vanessa’s ambitions. Eventually, she hopes to create more jobs through her business to help develop the local economy.

Additional Information

More information about this loan

This loan is part of the Kiva City Newark initiative in partnership with the Intersect Fund. Kiva City Newark is a subset of Kiva City, a program that allows Kiva lenders to make microloans to small businesses in the United States with the help of community organizations and U.S. Field Partners.

About The Intersect Fund

The Intersect Fund (IF) is a rapidly growing, nonprofit microlender and a certified Community Development Financial Institution that equips entrepreneurs in low-income areas of New Jersey with the skills and capital they need to build profitable businesses. Since inception, the organization has served more than 500 entrepreneurs. Kiva lenders’ funds are used to impact an even greater number of entrepreneurs in New Jersey and help them boost their incomes.


About United States

  • $54,800
    Average annual income
  • 17
    View loans »
    United States Loans Fundraising
  • $12,447,625
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $4,200 helped Vanessa to purchase a computer and scanner for her real estate consulting company.
100% repaid
Repayment Term
16 months (Additional Information)
Repayment Schedule
Aug 29, 2013
Sep 30, 2013
Currency Exchange Loss:
Dec 12, 2014