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Yeni Carolina
Yeni is a young 25-year-old woman who studied up to sixth grade and has a 4 year-old daughter who was born prematurely and therefore needs special care. She lives with her two brothers, one of whom is married but does not have children and the other is single. Both of them work in agriculture. She works growing coffee, a trade that she learned as a child and now carries out with her husband to support their family. Her income to support the family and her daughter come from this work which has been the sole source of income for the family for many years. The land that they grow on was given to them by her parents and part belongs to her husband. The land is located about an hour and a half by foot from their home, and this is how the get there as they cannot afford to buy a car. Her dream is to fix up the house that she inherited from her father, which is where they live, as it only has one room, and she wants to split it so that her daughter can have her own bedroom. She believes that she will be able to do this by improving her crops and learning how to run her business. She is requesting a loan from COMIXMUL to buy supplies such as manure, leaf fertilizer, fertilizer, coffee formula, and insecticide so that she can attend to her crops better.
View original language description ↓
Yeni es una joven de 25 años de edad la cual curso hasta el sexto grado y tiene una hija que tiene 4 años quien nació prematura y por tal razón necesita de mayor cuidado. Con ella viven dos de sus hermanos uno de ellos ya casado pero sin hijos y otro que es soltero quienes trabajan como obreros en otras tierras. El negocio al que se dedica es el cultivo de café ella aprendió esta actividad desde niña y ahora lo desarrolla con su conyugue ya que es el su único apoyo. Sus ingresos para el sustento de su familia e hija son generados de esta actividad la cual ha sido medio de ingresos en su familia por años. El terreno que cultivan con su compañero de hogar es herencia de sus padres una parte y la otra de su conyugue los cuales están ubicados aproximadamente a una hora y media de distancia caminando y así se trasladan ya que no tienen los medios para comprar un automóvil, ellos hasta este año producirán ya que sus cultivos son nuevos.

El mayor sueño que tiene es arreglar la casa que le heredo su padre y en la cual viven ya que es de solo una pieza y quiere hacer las divisiones para que su hija tenga su propio cuarto, esto considera que lo lograra mejorando sus cultivos y sabiendo administrar su negocio. Por lo que hoy en día ella ha solicitado un financiamiento a COMIXMUL con el cual comprara insumos como abono, foliares, fertilizantes, formula cafetalera, insecticida para dar una mejor y mayor atención a sus cultivos de café.

Additional Information

More information about this loan

These loans are designed for female farmers who produce a variety of products (onion, garlic, eggplant, spinach, mango, strawberries, etc.). Loan terms will vary depending on need, and borrowers can choose to make a "bullet" payment timed with harvest profits. Agricultural loans are considered risky in Honduras due to external forces like unpredictable weather and worldwide crop prices. As a result, many traditional financial institutions are unwilling to offer these loans. With Kiva funding, COMIXMUL will be able to reach more borrowers with agricultural loans tailored to their needs.

About Honduras

  • $4,800
    Average annual income
  • 73
    View loans »
    Honduras Loans Fundraising
  • $8,631,200
    Funds lent in using Kiva
  • 20.4
    Honduras Lempiras (HNL) = $1 USD

Success!! The loan was 100% repaid

A loan of $950 helped Yeni Carolina to buy farming supplies to help with the upkeep of her coffee crops.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
At end of term
Pre-Disbursed:
Sep 21, 2013
Listed
Sep 23, 2013
Currency Exchange Loss:
Possible
Ended:
Apr 16, 2014