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Deysi Azucena
Deysi is 31 years old and only studied through the 6th grade, due to the fact that there were few schools in her area where she could continue her education. However, her parents taught her how to work the land at a very young age. Deysi has two children; her elder daughter is 11 years old and in sixth grade, while her younger daughter is 9 and in her third year of primary school. Deysi and her husband decided together to help her mother-in-law by taking her into their home. Deysi’s business consists of growing coffee beans and she is very knowledgeable about the cultivation of this crop. In order to help support her family, she recently started a new project, a small grocery store that is located in her home. Doña Deysi’s fields are located close to her house, which is very convenient because at harvest time, she and her husband can work the land themselves. Her clients are buyers who come to her community to buy coffee beans.

Doña Deysi’s biggest dream is for her two children to graduate from school so that they can have a better future, and her biggest goal is to expand her business. She will achieve this goal by improving her product and buying more land to cultivate, which is why she is applying to COMIXMUL for a loan to purchase agricultural supplies and maintain her land. She will reinvest her earnings to generate more profit and support her children’s education.
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Deysi tiene 31 años de edad solo curso el sexto grado ya que cuando ella estudio no habían muchos centros educativos para lograr seguir con sus estudios, sin embargo sus padres le enseñaron a trabajar la tierra a muy temprana edad. Ella tiene 2 hijos la mayor tiene 11 años y está cursando el sexto grado, la hija menor tiene 9 años y está cursando el tercer año de la primaria con ella vive su suegra quien por decisión unánime con su esposo decidieron apoyarle dándole cabida en su hogar. El negocio al que se dedica es el cultivo de café ella sabe realizar todas las actividades relacionadas con las actividades en el campo. Queriendo contribuir a la economía de su hogar ella decidió emprender un nuevo proyecto el cual es una pequeña pulpería la cual está ubicada en su casa. Doña Deysi tiene la facilidad que su tierra productora está ubicada cerca de su casa de habitación, llegada la hora de corta o recolección del grano se involucran solo ellos dos siendo sus clientes los diferentes intermediarios que llegan a comprar el grano hasta la comunidad.

El mayor sueño de doña Deysi es graduar a sus dos hijos para que tengan un mejor futuro, y la mayor meta es que su negocio crezca y eso lo lograra con una mejor calidad en sus productos y comprar más tierras para cultivar. Por lo que hoy en día ella ha solicitado un financiamiento a la cooperativa COMIXMUL con el propósito de comprar insumos agrícolas dar mantenimiento a sus cultivos y con las ganancias re invertir en sus cultivos generando ganancias y apoyando a sus hijos en sus estudios.

Additional Information

More information about this loan

These loans are designed for female farmers who produce a variety of products (onion, garlic, eggplant, spinach, mango, strawberries, etc.). Loan terms will vary depending on need, and borrowers can choose to make a "bullet" payment timed with harvest profits. Agricultural loans are considered risky in Honduras due to external forces like unpredictable weather and worldwide crop prices. As a result, many traditional financial institutions are unwilling to offer these loans. With Kiva funding, COMIXMUL will be able to reach more borrowers with agricultural loans tailored to their needs.

About Honduras

  • $4,800
    Average annual income
  • 77
    View loans »
    Honduras Loans Fundraising
  • $8,803,075
    Funds lent in using Kiva
  • 20.4
    Honduras Lempiras (HNL) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,425 helped Deysi Azucena to purchase agricultural supplies to maintain coffee crops.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
At end of term
Pre-Disbursed:
Sep 23, 2013
Listed
Sep 23, 2013
Currency Exchange Loss:
Possible
Ended:
Apr 16, 2014