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Yulisa Del Carmen

Update on Yulisa Del Carmen

Yulisa del Carmen is married, mother of three dependent children, lives in Chinandega department in the western part of the country. She owns a business selling cow's milk, curds, sour cream as well as costume jewelry and toys of all kinds. She is a very responsible, hard-working, honest person of good principles with many wishes to succeed. She sells milk door to door to regular and occasional clients; the costume jewelry and toys she sells in the central park of the department during the evenings. She has been in business for 18 years and today seeks a loan in order to infuse capital into her business. She began her business with her own money and one of her dreams is to be able to have economic stability for her family.
View original language description ↓
Yulisa del Carmen mayor de edad, casada, madre de tres hijos menores de edad aun, habita en el departamento de Chinandega en el occidente del país ella es propietaria de un negocio en el que vende leche de vaca, cuajadas, leche agria también bisuterías, y juguetes en general, ella es una persona responsable, trabajadora, honesta, de buenos principios, y con muchos deseos de superación, la leche la vende en su casa y de manera ambulante a clientes fijos y eventuales, las bisutería y juguetes los vende en el parque central de este departamento por las noches, ella tiene 18 años de tener este negocio y actualmente solicita crédito para la compra de capital de trabajo, ella inicio su negocio con capital propio y uno de sus sueños es poder tener una estabilidad económica en su familia.

Previous Loan Details

Yulisa del Carmen, 40, is married and has three children who are all under her responsibility since they students at the university and high school, respectively. It makes her happy to know her children can get ahead and become professionals with better living conditions, without the limitations... More from Yulisa Del Carmen's previous loan »

Additional Information

Fundación Leon 2000

This loan is administered by Fundación Leon 2000. Fundación Leon 2000 began operations in 1993 as the first microfinance institution to serve the western part of Nicaragua, a country which continues to be one of the poorest in the western hemisphere. Fundación Leon 2000 works to further the development of micro, small, and medium enterprises through credit services and management, applying the best credit industry practices and technical expertise. Additionally, Fundación Leon manages several business and financial education programs in the community, specifically for young entrepreneurs and at-risk youth. Fundación Leon 2000’s group of experienced and dedicated employees works in 7 offices in Leon, Chinandega, Chichigalpa, Somotillo, Jinotepe, El Sauce, and Nagarote and serves several thousand clients (the majority of whom are women).

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Nicaragua

  • $4,800
    Average annual income
  • 76
    View loans »
    Nicaragua Loans Fundraising
  • $25,420,300
    Funds lent in using Kiva
  • 25.0
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $175 helped Yulisa Del Carmen to buy toys, milk, costume jewelry and other items.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Sep 19, 2013
Sep 23, 2013
Currency Exchange Loss:
Feb 17, 2014