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José Antonio
José is 49 years old, is a certified electrical technician, married, his wife is a housewife, and he has three grown children. His aging parents live with him and he has to help them with their basic needs.

When he has the opportunity, José installs the electrical in homes, as it is not work in high demand on occasion has has had to go all the way to the capital, about 80 kilometers, to do electrical installations. Therefore he sees the need to also work farming, which he learned from his father, in order to obtain income to meet his family's daily needs.

The loan will be used to buy special tools needed as an electrician such as pliers, screwdrivers, testing equipment, and other items. He will be more competitive in the market where there is little demand and many offers offers of manual labor. In this way he will have greater income for him and his family.

His dream is to establish and run a hardware store, selling materials and electrical accessories. He wants to be known in the area with the work that he does, he will continue saving and in the future be able to opt to finance through loans in order to make his dream come true.
View original language description ↓
José de 49 años de edad, logro sacar el grado de técnico electricista, está casado, su esposa es ama de casa, tienen tres hijos que ya se independizaron. Con él, viven sus padres que ya están de avanzada edad y tiene que ayudarles en sus necesidades básicas.

Cuando existe la oportunidad, José hace instalaciones eléctricas en viviendas, al no ser un trabajo muy demandado en ocasiones a tenido que desplazare hasta la capital, alrededor de 80 km. solo para realizar instalaciones eléctricas, por ello se ve en la necesidad de realizar conjuntamente actividades agrícolas que aprendió de su padre para tener ingresos que provean el sustento diario de su familia.

El préstamo sera utilizado, para compra herramientas de trabajo especiales para el oficio de las instalaciones eléctricas, pinzas, destornillador, tester y demás. Será más competitivo en el mercado donde hay poca demanda y mucha oferta de mano de obra. Así tendrá mejores ingresos para él y su familia.

Su sueño es establecer y administrar una ferretería, venta de material y accesorios eléctricos. Quiere darse a conocer en la zona con el trabajo que realiza, ir ahorrando y en un futuro poder optar a financiamiento atreves de préstamos para realizar su sueño.

Additional Information

About CrediCampo

This loan is administered by CrediCampo, a Kiva Field Partner in El Salvador. CrediCampo seeks to improve the lives of rural communities and their families in areas including health, education, basic services, and infrastructure. Through its Community Development Unit, CrediCampo provides scholarships, leadership development training, and financial education programs for families in rural areas. CrediCampo’s work is crucial in addressing the issue of poverty in El Salvador. Based on 2009 estimates, 37.8% of the population lives below the poverty line. To learn more about CrediCampo and their work, visit their partner page.

Tags

About El Salvador

  • $7,500
    Average annual income
  • 725
    View loans »
    El Salvador Loans Fundraising
  • $26,275,075
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped José Antonio to buy tools, pliers, screwdrivers, testing equipment, etc.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Sep 18, 2013
Listed
Sep 23, 2013
Currency Exchange Loss:
N/A
Ended:
Dec 17, 2014