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Maria Del Carmen
Maria is a 22-year-old single woman who lives in the city of Pisco with her parents. She is very hard-working and enthusiastic, and has a grand desire to get ahead. Thanks to her efforts and the help of her parents, Maria has been able to study for a technical career in nursing.

On her own initiative, Maria works as a nurse in her city's medical center. She works every day for approximately 10 hours and feels that all goes well, due to her dedication and good performance.

Maria is very grateful to Kiva investors, since with their offer of help, she will be able to buy construction materials to carry out improvements on her home. And, thus, she will continue working and striving to reach her grand dream of being a great professional.
View original language description ↓
Maria es una mujer de 22 años, es soltera, vive en la ciudad de Pisco con sus padres, ella es muy trabajadora, entusiasta, que tiene un gran deseo de superación; gracias a su esfuerzo y al apoyo de sus padres,Maria pudo estudiar la carrera técnica de Enfermería.
Por iniciativa propia, Maira trabaja como enfermera en un centro medico de su ciudad, ella trabaja todos los días por un aproximado de 10 horas y cree que le va bien por su dedicación y buen desempeño.
Maria se encuentra muy agradecida con los prestamistas Kiva, ya que gracias a la ayuda brindada comprara materiales de construcción para el mejoramiento de su vivienda, así pues ella seguirá trabajando y esforzándose para lograr su gran sueño de ser una gran profesional.

Additional Information

More information about this loan

This loan is designed for people who have no access to financial services because they lack collateral or credit history, or run informal businesses. Caja Señor de Luren identifies these clients through a unique scoring system that evaluates their repayment capacity based on socio-economic and demographic indicators. The goal is to expand access to credit to vulnerable borrowers, empowering them to improve their income and living conditions.

About Caja Rural Señor de Luren

Caja Rural Señor de Luren is a microfinance institution based in Ica in southern Peru that primarily promotes the development of the country’s agricultural sector through lending. Today, it also offers credit for consumers, microenterprises and housing improvements, and has expanded its financial services to promote micro-savings and provide micro-insurance. This institution has been instrumental in helping borrowers recover from the devastating earthquake in the Ica region in 2007, and works with Peru’s National Bank to reach some of the poorest and most remote microfinance clients in the country.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.


About Peru

  • $12,000
    Average annual income
  • 129
    View loans »
    Peru Loans Fundraising
  • $58,906,400
    Funds lent in using Kiva
  • 2.8
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $750 helped Maria Del Carmen to buy construction materials for making improvements on her home.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Aug 24, 2013
Sep 23, 2013
Currency Exchange Loss:
Sep 20, 2014