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Ymer lives in the rural south central area and his village is built very high in the mountains. Some months back, he got the license to chop and sell timber. Prior to this, he was working in the mining industry until it closed down.

Kindly note that the reason that Ymer hasn’t been photographed in his business location is that he is at the very beginning, thus there is not much to show.

The loan that Ymer is requesting from Kiva lenders will be used to build a fence around the field where he plans to gather, organize and sell the timber. This will be his first loan and knowing his nature, he says that he will pay this loan on time.

Additional Information

More information about this loan

This loan is part of VisionFund Albania's new startup loan program to help entrepreneurs with limited financial possibilities to start up a new business or restart a business that was closed due to lack of working capital.

About VisionFund Albania

VisionFund Albania is a micro-finance subsidiary of child hunger nonprofit World Vision International. Striving to improve child welfare, the organization offers a variety of loan products designed for rural, traditionally underserved clients and their families. These products include agriculture, business and household improvement loans, as well as "integration loans" targeted to help the poorest, most vulnerable Albanian households acquire value chain resources.

While VFA is focused on the empowerment of the poor overall, it pays special attention to women. About 60% of loans to entrepreneurs on Kiva go to women.


About Albania

  • $10,700
    Average annual income
  • 20
    View loans »
    Albania Loans Fundraising
  • $2,671,075
    Funds lent in using Kiva
  • 103.9
    Albania Leke (ALL) = $1 USD
A loan of $1,925 helped Ymer to build a fence around the field where he plans to gather, organize and sell the timber.
Repayment Term
26 months (Additional Information)
Repayment Schedule
Sep 20, 2013
Sep 30, 2013
Currency Exchange Loss:
Oct 30, 2013