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Shavkat is a laid back and cheerful young man of 28. He is married and has three children. Shavkat's family still lives in his parent's house, in a small village next to a large field. After finishing high school Shavkat was not able to attend college, due to his family's financial situation. Instead he learned how to be a farmer from his father. They pasture cattle on the field next to their house and this provides income for the family. After marriage Shavkat decided to continue his father's business and took over the responsibilities for everything, so that his father wouldn't have to work hard and could take care of his health. Thus, Shavkat is raising livestock for a living and wants to expand his business so that in the future he will have enough income for a comfortable life. Also he wants to be able to provide his children with everything necessary and give them a good education. Currently Shavkat plans to buy a few more cows for his herd so that he can make more money. For this reason Shavkat has turned to Arvand and is requesting a loan to purchase the animals. Shavkat is thankful in advance to Arvand for financial assistance.
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Шавкат добродушный и жизнерадостный молодой парень в возрасте 28 лет. Он женат и имеет 3 детей. Но вместе со своей семьёй Шавкат живёт в родительском доме. Шавкат живёт в маленьком сельском посёлке, возле своего дома у него имеется большое поле. После окончания средней школы Шавкат не смог получить высшего образования в связи с финансовыми проблемами в семье. Поэтому с юности он обучался у своего отца сельскому ремеслу. Они также пасли скот на поле возле их дома и от этого получали доход в семью. После того, как Шавкат женился, он решил сам продолжить отцовское дело и взял на себя ответственность за реализацию данного бизнеса, чтобы отец больше не трудился в связи с его здоровьем. Таким образом Шавкат занимается животноводством и желает развивать этот бизнес, чтобы в будущем иметь хороший доход для достойного проживания, а также чтобы обеспечить своих детей всем необходимым и дать им хорошее образование. Сейчас он хочет закупить ещё несколько голов скота, для получения большей прибыли. Поэтому он обратился в Арванд и хочет получить кредит на покупку скота. Шавкат заранее благодарит Арванд за финансовую поддержку.

Additional Information

About MDO Arvand

MDO Arvand is one of the leading microfinance institutions in Tajikistan, offering small loans to entrepreneurs to start and grow their businesses. This makes an enormous difference in a country, which is not only the poorest in Central Asia, but also home to a population where two-thirds live below the poverty line. Today, Tajikistan's economy literally depends on remittances being sent from family members working abroad in Russia because there are so few local job opportunities.

But Arvand loans have been able to make a difference and change lives. Read about some of the incredible success stories they have seen here in this Kiva blog post: Bringing hope to Tajikistan with Arvand -- one success story at a time.


About Tajikistan

  • $2,700
    Average annual income
  • 157
    View loans »
    Tajikistan Loans Fundraising
  • $29,621,750
    Funds lent in using Kiva
  • 4.8
    Tajikistan Somoni (TJS) = $1 USD

Success!! The loan was 100% repaid

A loan of $650 helped Shavkat purchase livestock.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
Sep 13, 2013
Sep 23, 2013
Currency Exchange Loss:
Jun 17, 2014