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Agron’s livestock business came to an unwanted and painful end about two years ago when all six of his dairy cows along with the little baby calves passed away. He never found out whether it was someone who did this purposely to him, or if the cows ate something poisoned while they were grazing or were bitten by snakes.

“The thing is that it hurt me a lot; I had gotten used to the animals and to my daily routine of taking care of them and distributing the milk and selling other dairy produce to the local market. Financially, I was destroyed as well. I remember that early morning when I went to the stable as usually to feed them and take them out, when all of a sudden, I see all of them on the ground. At first, I wanted to believe that they were sleeping, yet right way I knew that something terrible had happen. I literally couldn’t stop my tears. It took me and my wife some time to get used to the idea and then we started slowly investing again on cows,” said Agron.

With this loan, Agron wants to buy some fodder for the animals.

Additional Information

More information about this loan

This loan is part of VisionFund Albania's new startup loan program to help entrepreneurs with limited financial possibilities to start up a new business or restart a business that was closed due to lack of working capital.

About VisionFund Albania

VisionFund Albania is a micro-finance subsidiary of child hunger nonprofit World Vision International. Striving to improve child welfare, the organization offers a variety of loan products designed for rural, traditionally underserved clients and their families. These products include agriculture, business and household improvement loans, as well as "integration loans" targeted to help the poorest, most vulnerable Albanian households acquire value chain resources.

While VFA is focused on the empowerment of the poor overall, it pays special attention to women. About 60% of loans to entrepreneurs on Kiva go to women.


About Albania

  • $10,700
    Average annual income
  • 26
    View loans »
    Albania Loans Fundraising
  • $2,671,075
    Funds lent in using Kiva
  • 103.9
    Albania Leke (ALL) = $1 USD
Ended with Loss - Currency Exchange Loss learn more
A loan of $1,450 helped Agron to buy fodder for the animals.
95% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Sep 19, 2013
Sep 29, 2013
Currency Exchange Loss:
Aug 17, 2015