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Aniza is 37 years old, married, and together with her husband, is raising three children. Aniza has a secondary education. As the main source of income for her family, Aniza practices livestock breeding and crop farming. She started this business 13 years ago, with an initial purchase of cattle in the amount of 1,500 som (KGS). Thanks to Aniza's hard work, she currently has on her farm: 1 milk cow, 1 calf, 6 sheep, as well as a 1.13 hectare plot of land on which she grows beans and clover every year. Her monthly income is 9,000 som (KGS). For the purpose of further developing her business, Aniza turned to Microfinance Bank "Bai Tushum and Partners." She is requesting a loan in the amount of 50,000 som (KGS) to buy cows to increase the size of her herd. Aniza plans to invest the earnings from the loan in the further acquisition of livestock. She also intends to save money for her children's education.
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Анизе 37 лет, замужем, вместе с супругом воспитывают 3 детей. У Анизы - среднее образование, в качестве основного дохода для своей семьи Аниза занимается животноводством и полеводством, стартовав 13 лет назад, с покупки скота на 1,500 сом KGS. Благодаря упорному труду Анизы, в ее хозяйстве на сегодняшний день имеется: 1 дойная корова, 1 теленок, 6 овец, а также имеет 1,13 ГА земельной доли, на которой ежегодно выращивает фасоль и клевер. Ежемесячный доход составляет 9,000 сом (KGS). В целях дальнейшего развития своего хозяйства, Аниза обратилась в Микрофинансовый банк «Бай –Тушум и Партнеры» за кредитом в сумме 50,000 сом (KGS) на покупку коровы для увеличения поголовья скота. Доходы от кредита Аниза планирует вложить в дальнейшее приумножение количества домашней скотины, и планирует накопить средства на дальнейшее обучение детей.

Additional Information

About Bai Tushum Bank CJSC

Bai Tushum Bank CJSC is a microfinance bank in Kyrgyzstan offering clients a range of products including loans for business development, trade, production, leasing, mortgage, consumption and more. Its portfolio is mostly comprised of group loans that cater to the broadest population of clients. Kiva lenders’ funds help the bank expand its services in remote areas to impact even more vulnerable communities in Kyrgyzstan.


About Kyrgyzstan

  • $2,500
    Average annual income
  • 72
    View loans »
    Kyrgyzstan Loans Fundraising
  • $11,300,500
    Funds lent in using Kiva
  • 49.1
    Kyrgyzstan Soms (KGS) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,025 helped Aniza to buy cows.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
At end of term
Sep 20, 2013
Sep 23, 2013
Currency Exchange Loss:
Oct 17, 2014