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Richel is married with three children. She is a very hard working entrepreneur. Richel is 33 years old and her children are in school.

Richel has a general store business in the Philippines. Richel requested a PHP 29,000 loan amount through NWTF in order to buy more items such as canned goods, sugar, snack foods and other groceries.

Richel has been in this business for 13 years. In the future, Richel would like to save enough money to expand her business and continue to send her children to college.

Additional Information

More information about this loan

On Friday November 8, 2013, Super Typhoon Haiyan made its way through Southeast Asia, causing substantial damage to homes and businesses in areas of the Philippines. Given the state of devastation following this storm, borrowers living and working in these areas may have difficulty making repayments on their loans, thus making their Kiva loans higher risk. More information >>

About Negros Women for Tomorrow Foundation

Negros Women for Tomorrow Foundation, Inc. (NWTF) is a non-governmental organization established with an aim to help men and women achieve self-sufficiency, particularly in the province of Negros Occidental’s low-income communities. The organization offers its clients a wide variety of products, including loans for micro-entrepreneurs, hospital income benefits, life insurance, accidental death benefits and more. Kiva lenders’ funds will be used to expand the reach of these products to low-income urban and rural communities.

About Philippines

  • $7,000
    Average annual income
  • 741
    View loans »
    Philippines Loans Fundraising
  • $63,295,350
    Funds lent in using Kiva
  • 43.1
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $675 helped Richel to buy more items such as canned goods, sugar, snack foods and other groceries.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Sep 13, 2013
Sep 29, 2013
Currency Exchange Loss:
Sep 17, 2014