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Sonya is 57 years old, she is a widow and is raising two children as well as running her business. Sonya has secondary education. As a main source of income for her family she does animal husbandry which she started fourteen years ago with the purchase of livestock for 8,000 som (KGS). Because of her hard work Sonya now has one milk cow and fifteen heads of small horned cattle. Her monthly income is 15,000 som. With the goal to further grow her business Sonya has come to the Microfinance bank Bai Tushum and Partners for a loan in the amount of 60,000 KGS to buy cows to increase the headcount of livestock. She plans to invest the income from the loan into further increase of her livestock and also save money to buy a car in the future.
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Соне 57 лет, вдова, после смерти мужа сама воспитывает 2 детей, а также ведет свое хозяйство. У Сони - среднее образование, в качестве основного дохода для своей семьи занимается животноводством, стартовав 14 лет назад, с покупки скота на 8,000 сом KGS. Благодаря упорному труду Сони, в ее хозяйстве на сегодняшний день имеется: 1 дойная корова, а также 15 голов мелкого рогатого скота, ежемесячный доход составляет 15,000 сом (KGS). В целях дальнейшего развития своего хозяйства, Соня обратилась в Микрофинансовый банк «Бай –Тушум и Партнеры» за кредитом в сумме 60,000 сом (KGS) на увеличение поголовья скота за счет покупки коров. Доходы от кредита Соня планирует вложить в дальнейшее приумножение количества домашней скотины, и планирует накопить средства на покупку автомашины в будущем.

Additional Information

About Bai Tushum Bank CJSC

Bai Tushum Bank CJSC is a microfinance bank in Kyrgyzstan offering clients a range of products including loans for business development, trade, production, leasing, mortgage, consumption and more. Its portfolio is mostly comprised of group loans that cater to the broadest population of clients. Kiva lenders’ funds help the bank expand its services in remote areas to impact even more vulnerable communities in Kyrgyzstan.


About Kyrgyzstan

  • $2,500
    Average annual income
  • 86
    View loans »
    Kyrgyzstan Loans Fundraising
  • $11,001,375
    Funds lent in using Kiva
  • 49.0
    Kyrgyzstan Soms (KGS) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,225 helped Sonya to buy cows.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Sep 19, 2013
Sep 23, 2013
Currency Exchange Loss:
Oct 17, 2014