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Jose Alejandro

Update on Jose Alejandro

José is originally from the city of Granada. He is a merchant and has worked as a fisherman for a long time. He thanks Kiva and MiCredito for the support that they gave him in his previous loan, since he was able to buy tools that he uses in his work.

He is asking for this new loan to buy a trammel (fishing net) so he can replace the one that he has, since it is in bad condition now. He has the support of a friend who has given him a space to carry out his business with better security. He believes that by obtaining this loan, he will be able to obtain good catches of fish and therefore better income.
View original language description ↓
José es originario de la ciudad de Granada. Es de oficio comerciante y se dedica a la actividad de pesca desde hace tiempo. Está agradecido con Kiva y MiCredito con el apoyo que le han brindado a través del financiamiento anterior, ya que logro invertir en herramientas con las cuales realiza esta actividad. Solicita este nuevo crédito para comprar un trasmallo con el fin de reemplazar el que tiene ya que se encuentra en mal estado. Cuenta con el apoyo de un amigo, quien le brinda un espacio donde puede realizar la actividad con mayor seguridad. Estima que al adquirir el préstamo podrá obtener un buen equipo de pesca y mejores ingresos.

Previous Loan Details

José, age 54, is a fisherman. He has four children. Two of them go to school, and the other two, twins, are still little. He says that he has lived in the Isletas de Granada since he was little. His parents raised him among boats and fishing nets. That is why it is the only trade he learned ... More from Jose Alejandro's previous loan »

Additional Information

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Nicaragua

  • $3,636
    Average annual income
  • 119
    View loans »
    Nicaragua Loans Fundraising
  • $24,043,075
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $350 helped Jose Alejandro buy a trammel (fishing net).
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Aug 30, 2013
Listed
Sep 22, 2013
Currency Exchange Loss:
N/A
Ended:
Jun 17, 2014