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María Elena
María Elena, 42, is a mother of three children, two of whom are minors under her care studying in elementary and high school.

She graduated as a primary school teacher and has worked in this profession for the past 14 years at a school in the Rio Grande region where she also lives.
The village is located 12 kilometers from the El Sauce municipality. It is named this way because there is a huge river that divides it from the Archuapa municipality.

María Elena is very grateful to the Kiva investors and Ceprodel for supporting her in receiving her first loan which helped improve her health. She was unable to cover these costs just with her salary.

Recently she returned to the Ceprodel office requesting another loan to buy medicine, pay for doctors visits and exams. Her goal is to improve her health and be able to perform better at work which is what allows her to put food on the table since her sons depend on her solely.

She puts her hopes in God and these good hearted people that they keep supporting her and many other families.
View original language description ↓
Doña María Elena es una señora de 42 años, madre de tres hijos dos de ellos a su cargo menores de edad estudiando la primaria y secundaria. Se graduó como maestra de educación primaria y desde hace 14 años ejerce la profesión en el colegio de la comarca de Río Grande donde habita también. Este caserío está ubicado a 12 kilómetros del municipio de El Sauce el cual se llama así porque lo divide un inmenso río del municipio de Achuapa.
Doña María Elena se siente muy agradecida con los inversionistas de Kiva y Ceprodel por haberle apoyado en el otorgamiento de su primer crédito que fue para mejorar su salud, ya que con su salario no puede cubrir estos gastos.
Actualmente se presentó a la oficina de Ceprodel en busca de otro financiamiento el cual lo quiere para Compra de medicamentos, pago de consultas médicas y realización de exámenes, con el fin de seguir mejorando su salud y para rendir mejor en su trabajo ya que es el que le permite llevar el pan de cada día a su hogar porque sus hijos solamente dependen de ella.
Pone sus esperanzas en Dios y en estas personas de buen corazón para que le sigan apoyando a ella y a muchas familias más.

Additional Information

About CEPRODEL

This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Nicaragua

  • $3,636
    Average annual income
  • 75
    View loans »
    Nicaragua Loans Fundraising
  • $23,446,500
    Funds lent in using Kiva
  • 24.5
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $500 helped María Elena to buy medicine, pay for doctors visits and exams.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Sep 11, 2013
Listed
Sep 22, 2013
Currency Exchange Loss:
Possible
Ended:
Dec 31, 2013