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Hoern is 53 years old and married. He lives in a rural village of the Battambang province’s Thmor Koul district where he earns a living by farming rice and also working as a motor-taxi driver. Together, Hoern and his wife can earn about US $10 per day from their current business and can save about US $6 each day for their future needs.

This is Hoern’s first loan with Kiva’s partner VisionFund. He is applying for a loan to buy fertilizers and pesticides for his farmland. He hopes to produce more rice and sell it for a good price in order to earn a better living.

Additional Information

About VisionFund Cambodia

VisionFund Cambodia is a Christian organization and microfinance institution that provides small loans and other financial services to improve the lives of children, empower poor women and their families, and grow successful businesses. The organization works primarily in rural parts of Cambodia and has distinguished itself by targeting the very poor who require smaller loan sizes, regardless of religious beliefs, gender or ethnic background.

Kiva lenders’ funds will help the organization to expand into the northeastern provinces of the country, which have historically been underserved and difficult to reach with financial services.


About Cambodia

  • $2,600
    Average annual income
  • 260
    View loans »
    Cambodia Loans Fundraising
  • $38,106,725
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Hoern to buy fertilizers and pesticides for his farmland.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Aug 23, 2013
Sep 29, 2013
Currency Exchange Loss:
Mar 19, 2015