Ama is a 28 year old single lady with no children. She wants to start a small business making and selling rice and curry in her community. To do this, she needs a loan to buy boxes of chicken, curry powder, garlic, onions, cooking oil, foam plates and foil. In the future, Ama hopes to continue her business so she can meet her family's needs. She joined SPBD in 2013 to gain access to financial services.
South Pacific Business Development (SPBD) improves conditions for families living in poverty by providing accessible credit, training, and guidance to help them start, grow and maintain micro-businesses, build assets, finance home improvements, and afford to educate their children. 99% of SPBD’s loans go to women, who can borrow in groups to guarantee one another rather than put up collateral.