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Ruta
Ruta is a 32 year old woman who lives with her partner and 5 children. She has a small plantation where she grows taro, bananas, yams, etc. to earn a living. She has requested this loan to help her make improvements to her house, so her family can have better living conditions. Ruta will use the loan to buy cement, nails, timber and iron roofing. She will also use part of her loan to buy weed-sprayer and chemicals. Ruta joined SPBD in 2011 to gain access to financial services.

Additional Information

About SPBD

South Pacific Business Development (SPBD) improves conditions for families living in poverty by providing accessible credit, training, and guidance to help them start, grow and maintain micro-businesses, build assets, finance home improvements, and afford to educate their children. 99% of SPBD’s loans go to women, who can borrow in groups to guarantee one another rather than put up collateral.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

Tags

About Samoa

  • $5,200
    Average annual income
  • 105
    View loans »
    Samoa Loans Fundraising
  • $7,709,500
    Funds lent in using Kiva
  • 2.3
    Samoa Tala (WST) = $1 USD

Success!! The loan was 100% repaid

A loan of $650 helped Ruta to buy cement, nails, timber, and iron roofing, as well as weed-sprayer and chemicals.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Sep 5, 2013
Listed
Sep 28, 2013
Currency Exchange Loss:
Possible
Ended:
Sep 22, 2014