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Ivania Mercedes
Ivania is a secretary at a local school. She lives with her husband and has two young children, whom she tenderly cares for as good mothers usually do. She came to the Ceprodel office to apply for a loan to buy construction materials such as cement, gravel, sand, and bricks and to pay for transport and labor so that her family can live more comfortably.
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Ivania Trabaja como Secretaria en un colegio de la localidad donde vive, convive con su marido tiene 2 pequeños hijos que los cuida con mucho esmero como lo suele ser una buena madre, esta señora visito las oficinas de ceprodel y solicitar crédito para la compra de materiales de construcción tales como cemento, piedrín, arena, acarreo, ladrillo y pago de mano de obra , y a si de esta manera darle mayor comodidad a su familia

Additional Information


This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Nicaragua

  • $3,636
    Average annual income
  • 127
    View loans »
    Nicaragua Loans Fundraising
  • $24,035,950
    Funds lent in using Kiva
  • 25.5
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $400 helped Ivania Mercedes to buy cement, gravel, sand, and bricks and to pay for transport and labor.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Aug 21, 2013
Sep 22, 2013
Currency Exchange Loss:
Oct 26, 2014