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José Antonio
Jose is 28 years old and studied to the sixth grade. He is single, but separated and has an eight year old son who attends second grade. He lives with his mother who separated from his father.

He sells hamburgers, cheese bread, fried potatoes with cheese, and sodas. He has been doing this for 10 years and it’s the most viable source of income that he has been able to find to date. He learned this on his own because he has been interested in being a businessman since he was young. He goes out to sell his products on foot to his neighbors in the area. His mother helps him prepare his sales. He generally goes out to sell in the evenings and on Sundays he works in the sports arena until the games are over.

He will use the money from this loan to buy three cases of soda, five pounds of hamburger meat, two bushels of potatoes, 10 bags of hamburger buns, and pay off a loan to another institution. Without this loan, it will not be possible to buy everything at once, in quantity, which will help him cover other needs in her home.

He has planned to expand little by little, improve his income, and build a kitchen in his home. The current one is mud with a metal roof and it’s not very good. He also wants to set the floor so that he and his family can be more comfortable. He will do all this while being careful about his income, that is to invest it where he really needs to.
View original language description ↓

José de 28 años, es un joven que estudio solamente 6to grado, actualmente está soltero, la persona con quien se acompaño y procreo un hijo se separo de él. Tiene un hijo de 8 años de edad que esta estudiando segundo grado, con él vive su mamá quien desde que se separo de su padre vive con él.

Él vende hamburguesas, panes con pollo, papitas con queso, sodas. Desde hace 10 años se dedica a esta actividad, pues es la fuente de ingresos más viable que ha podido encontrar hasta hoy. Aprendió este trabajo por iniciativa propia, porque desde pequeño le llamo la atención ser comerciante. Sale a ofrecer sus productos a los vecinos del lugar, para ello se moviliza a pie, a preparar la venta le ayuda su madre. Generalmente, sale a vender por las tardes, y los días domingos lo hace en la cancha hasta que terminan las actividades deportivas.

El financiamiento será utilizado, para comprar 3 fardos de sodas, 5 libras de carne para las hamburguesas, 2 quintales de papas, 10 bolsas de pan para las hamburguesas, y con el resto cancelara parte de un crédito que posee con otra institución. Sin el financiamiento, no sería posible comprar la mercadería de una vez, comprando por mayor ahorrara lo cual ayudara a cubrir otras necesidades de su hogar

Lo que él ha planificado es ampliar poco a poco su negocio y mejorar sus ingresos, y enseguida hacer la cocina de su casa ya que, actualmente es de bahareque y techo de lamina y no le sirve, fraguar el piso y tener un ambiente más confortable para él y su familia, todo esto lo lograra siendo cuidadoso de sus ingresos; es decir invirtiéndolos en lo que realmente necesita.


Additional Information

About CrediCampo

This loan is administered by CrediCampo, a Kiva Field Partner in El Salvador. CrediCampo seeks to improve the lives of rural communities and their families in areas including health, education, basic services, and infrastructure. Through its Community Development Unit, CrediCampo provides scholarships, leadership development training, and financial education programs for families in rural areas. CrediCampo’s work is crucial in addressing the issue of poverty in El Salvador. Based on 2009 estimates, 37.8% of the population lives below the poverty line. To learn more about CrediCampo and their work, visit their partner page.

Tags

About El Salvador

  • $7,500
    Average annual income
  • 743
    View loans »
    El Salvador Loans Fundraising
  • $26,264,500
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $800 helped José Antonio to buy supplies.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Sep 10, 2013
Listed
Sep 22, 2013
Currency Exchange Loss:
N/A
Ended:
Apr 17, 2015