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Hilda Ofelia
Hilda, 30, earns a living making decorations by hand. She also uses cutting and sewing machines. Her job is decorative art. She has a store in the downtown area where she shows the variety of her products.

This is Hilda's first loan with the institution. She's going to use it to buy material to make her handicrafts because she has a job decorating for a social activity. She's requesting the loan so she has enough quality material to do the job.

The challenge Hilda faces is increasing her sales in the market. She'll use the profits to increase her income for the business.

Hilda wants to buy her own house. She's happy and feels grateful to the institution for the support, which allows her to grow in her business and improve her income and, as a result, her family's quality of life.
View original language description ↓
La Sra. Hilda tiene 30 años, ella se dedica a la realización de trabajos decorativos de manera manual y tambien utiliza una maquina cortadora y de coser, ya que esta es precisamente su actividad es el Arte decorativo, tiene una tienda que se encuentra en la zona central donde expone la variedad de sus productos. Este es el primer préstamo que tiene dentro de la institución, la Sra. Hilda utilizara este préstamo para compra de material para realizar sus artesanías ya que tiene un trabajo de decoración de una actividad social, Su razón para solicitar este préstamo es para tener el material adecuado y de calidad para los trabajos, la Sra. Hilda enfrenta retos en su negocio que son incrementar la venta de sus productos en el mercado y utilizara los beneficios en el incremento de ingresos para su negocio, su deseo es comprarse una casa propia, se siente feliz y agradecida con la institución por su apoyo ya que le permite crecer en su negocio mejorar sus ingresos y por ende su calidad de vida de su familia.

Additional Information

About Emprender

Emprender has been working in Bolivia since 1999. It is dedicated to becoming a key tool in the development of its clients and the improvement of their quality of life. Operating in three of Bolivia’s major cities – La Paz, Cochabamba, and Santa Cruz – Emprender offers both urban and rural clients the opportunity to obtain financial products tailored to fit their needs and businesses. These products include housing loans, salary loans, “opportunity” (short-term) loans, and higher education loans. To better the quality of life for its clients and non-clients through non-financial services, Emprender offers free medical consultations and health classes given by trained doctors.


About Bolivia

  • $5,500
    Average annual income
  • 198
    View loans »
    Bolivia Loans Fundraising
  • $31,028,500
    Funds lent in using Kiva
  • 6.9
    Bolivia Bolivianos (BOB) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,025 helped Hilda Ofelia to buy material to make decorations.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
Aug 26, 2013
Sep 22, 2013
Currency Exchange Loss:
May 17, 2014