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Maria Esperanza
María, 48, has lived in the city for six years. Her family's from a rural area, so it was very hard for her to go to school, and she only completed up to sixth grade. She got married and had five children, three males and two females; her daughters still live with her. Her husband had to emigrate to the United States, where he has lived for six years.

María has been making floral arrangements with recycled materials for approximately four years. She learned this job when she saw a display in the capital of her country. It caught her attention and since then she has perfected her technique. She also sells cosmetics, clothing, and perfume.

She'll use the loan to buy cosmetics, perfume, and women's clothing. She'll make her purchases in the capital, located two hours away by bus from where she lives. This investment will increase her sales because of the variety of products, giving her more income to get ahead with her daughters.

María's personal goal is to set up a workshop and use recycled materials to make artificial flowers. This way she'll be able to give her daughters the opportunity to get a college education.
View original language description ↓
María de 48 años de edad, tiene 6 años de vivir en la ciudad. Su familia tiene sus orígenes en la zona rural, por lo que le fue muy difícil estudiar y solo completo hasta el sexto grado. Se casó y tuvo 5 hijos, 3 varones y dos hembras, que aún viven con ella. Su esposo por necesidad emigro a Estados Unidos y vive en dicho país desde hace 6 años.
María tiene aproximadamente 4 años de dedicarse a la elaboración de arreglos florales con materiales reciclados, actividad que aprendió viendo una exposición en la capital del país, le llamo mucho la atención y desde entonces ha perfeccionado la técnica y tambien a la venta de cosmeticos, ropa y perfumeria.

El préstamo será utilizado, para la compra de cosméticos, perfumería y ropa para dama. La compra de estos productos se realizara en la capital del país ubicado a 2 horas en autobús desde donde vive, esta inversión incrementará sus ventas al tener diversidad de productos y le dará mayores ganancias que le servirá para salir adelante con sus hijas.
Tiene como meta personal, montar un taller de floristería artificial y utilizando materiales reciclados para su elaboración, así podrá darles a sus hijas la oportunidad de realizar estudios superiores.

Additional Information

More information about this loan

This loan is designed for rural women in El Salvador. Loan amounts are much smaller than average and the field partner is not requiring any guarantee for this type of loan. The goal is to support businesses that will enable women to work from their homes or start flexible businesses, as many of them are single mothers and are the sole caretakers for their families. Women who receive this type of loan also receive training on entrepreneurship, business management and budgeting.

About CrediCampo

This loan is administered by CrediCampo, a Kiva Field Partner in El Salvador. CrediCampo seeks to improve the lives of rural communities and their families in areas including health, education, basic services, and infrastructure. Through its Community Development Unit, CrediCampo provides scholarships, leadership development training, and financial education programs for families in rural areas. CrediCampo’s work is crucial in addressing the issue of poverty in El Salvador. Based on 2009 estimates, 37.8% of the population lives below the poverty line. To learn more about CrediCampo and their work, visit their partner page.

About El Salvador

  • $7,500
    Average annual income
  • 886
    View loans »
    El Salvador Loans Fundraising
  • $28,305,350
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $500 helped Maria Esperanza to buy cosmetics, perfume, and women's clothing.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Aug 21, 2013
Sep 26, 2013
Currency Exchange Loss:
Jun 17, 2014