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Evelyn Xiomara
Evelyn is forty-three years old, and is a farmer and homemaker. She is also the mother of two children, and they are both in school and studying in different grades. Her husband died a while ago, which has made it more difficult and tiring, yet not impossible, to be able to give her children everything that they need.

Evelyn could only study until the third grade. The support she received from her parents during her youth was not the best, and her parents' financial situation allowed them to cover only the home expenses. However, she is grateful to them for their efforts to ensure that she could at least begin her studies.

She makes a living performing domestic chores, and she also has a small parcel of land where she cultivates her coffee crops. She learned this practice when she was very young, thanks to her parents who were farmers. Her family members are farmers through generation and tradition. Evelyn's greatest challenge is not the competition she faces, but the need for an excellent production and coffee crop at the moment of the harvest. This allows her to be able to generate an income for her family and home.

Today, she is requesting financing so that she is able to give better and greater maintenance to her coffee crops. She will buy 14 quintals of a specialized coffee fertilizer, 8 quintals of growth fertilizer, 12 quintals of a specific 18-46-0 formula fertilizer, and 9 quintals of urea.

Her goals and plans for the future are to buy more land while she can, cultivate more coffee, and little by little, build up the inheritance so that her children have land where they can work, build their homes, and face economic difficulties in a favorable manner.
View original language description ↓
Doña Evelyn tiene 43 años de edad es agricultora y ama de casa madre de 2 hijos los cuales están en la escuela en diferentes grados de educación. Su esposo murió hace un tiempo por lo que a ella le es más difícil y cansado poder atender muchas de las necesidades de sus hijos pero ella considera no son imposibles. Ella solo pudo cursar hasta tercer grado ya que el apoyo por parte de sus padres en su juventud no era el mejor siendo la economía de ellos regular la cual solo podían cubrir los gastos del hogar pero agradece el esfuerzo que ellos hicieron para que ella pudiese estudiar. Ella se dedica a los oficios domésticos y tiene una pequeña parcela de tierra cultivada con café lo cual aprendió desde muy pequeña gracias a sus padres ya que ellos son agricultores por generación y tradición. Su mayor desafío no es la competencia sino una excelente producción y cultivo de café al momento de la cosecha y poder generar ingresos para su familia y hogar.

Por lo que hoy en día ella ha solicitado un financiamiento con el cual dará un mejor y mayor asistencia a sus cultivos de café comprando 14 QQ de formula cafetalera, 8 QQ de fórmula de crecimiento, 12 QQ de fórmula 18-46-0 y 9 QQ de urea. Sus metas y planes a futuro son los de seguir comprando más tierra mientras tenga fuerzas, cultivando más café y poco a poco ir formando el patrimonio para que sus hijos tengan una tierra donde trabajar, donde construir sus hogares y enfrentar los problemas económicos de manera favorable.

Additional Information

More information about this loan

These loans are designed for female farmers who produce a variety of products (onion, garlic, eggplant, spinach, mango, strawberries, etc.). Loan terms will vary depending on need, and borrowers can choose to make a "bullet" payment timed with harvest profits. Agricultural loans are considered risky in Honduras due to external forces like unpredictable weather and worldwide crop prices. As a result, many traditional financial institutions are unwilling to offer these loans. With Kiva funding, COMIXMUL will be able to reach more borrowers with agricultural loans tailored to their needs.

Tags

About Honduras

  • $4,800
    Average annual income
  • 78
    View loans »
    Honduras Loans Fundraising
  • $8,804,250
    Funds lent in using Kiva
  • 20.4
    Honduras Lempiras (HNL) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,425 helped Evelyn Xiomara to buy supplies in order to maintain her coffee crops.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Irregularly
Pre-Disbursed:
Sep 14, 2013
Listed
Sep 22, 2013
Currency Exchange Loss:
Possible
Ended:
Dec 28, 2014