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Mirian
Mirian is a 23-year-old woman. She is a homemaker, a farmer, and the mother of one son who is 8 months old. She has 6 years of education; she is grateful to her parents for having supported her studies so that she would be able to complete them, despite the economic difficulties and few educational centers to choose from in her community.

She has a lot of experience, since she has been planting and harvesting coffee for ten years. It was her parents who taught her to work the land, as this is a tradition in her family. The plot that she and her husband work on is their own, thanks to the purchase that they were able to make using the previous crops that they harvested.

Their land is located 15 minutes from their house, and they travel back and forth by foot. Her main customer is a friend and neighbor who is an intermediary and is known in the area as a kind and transparent person who is dedicated to buying and selling coffee.

Her plan is to buy land to be able to continue expanding her crops and building up her estate for her son tomorrow and assure his future. For this reason, she has requested a loan, with which she will purchase compost, coffee-growing formula, fertilizer, insecticides, etc. to maintain and help out her crops and be able to get an excellent harvest at the end of the season.
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Mirian es una joven de 23 años de edad, ama de casa y agricultora, madre de un solo hijo el cual tiene 8 meses de nacido. Ella tiene 6 años de educación por lo que agradece a sus padres por haberla apoyado en sus estudios para que ella pudiera a pesar de las dificultades económicas y los pocos centros de educación para poder escoger que hay en su comunidad. Ella tiene mucha experiencia ya que hace diez años ella practica la siembra y cultivo de café siendo sus padres quienes le enseñaran a trabajar la tierra ya que en su familia es una tradición. El terreno que ella y su esposo trabajan es propio gracias a la compra que pudo hacer gracias a las cosechas que anteriormente pudieron cultivar el cual está ubicado a 15 minutos de distancia de su casa de habitación al cual se trasladan a pie. Su cliente principal es un amigo y vecino el cual es intermediario y caracterizado en la zona como una persona amable, trasparente la cual se dedica a la compra/venta de café.

Sus planes son los de comprar tierra para poder seguir expandiendo sus cultivos y seguir fortaleciendo el patrimonio para su hijo el día de mañana y asegurar su futuro. Por lo que ella ha solicitado un financiamiento con el cual comprara abono, formula cafetalera, fertilizantes, insecticidas, etc. Para dar mantenimiento y asistencia a sus cultivos y poder obtener una excelente cosecha al final de la temporada.

Additional Information

More information about this loan

These loans are designed for female farmers who produce a variety of products (onion, garlic, eggplant, spinach, mango, strawberries, etc.). Loan terms will vary depending on need, and borrowers can choose to make a "bullet" payment timed with harvest profits. Agricultural loans are considered risky in Honduras due to external forces like unpredictable weather and worldwide crop prices. As a result, many traditional financial institutions are unwilling to offer these loans. With Kiva funding, COMIXMUL will be able to reach more borrowers with agricultural loans tailored to their needs.

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About Honduras

  • $4,200
    Average annual income
  • 30
    View loans »
    Honduras Loans Fundraising
  • $8,146,250
    Funds lent in using Kiva
  • 20.4
    Honduras Lempiras (HNL) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,425 helped Mirian to purchase compost, fertilizer, coffee-growing formula, etc. to maintain her coffee crops.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
At end of term
Pre-Disbursed:
Sep 18, 2013
Listed
Sep 21, 2013
Currency Exchange Loss:
Possible
Ended:
May 17, 2014