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Jennifer
Jennifer, 29, is a young woman with 9 years of education completed. She and her husband work in agriculture; their main crop is coffee. She has two children attending different grades in elementary school. She has much experience in this line of work for she’s been practicing it for 15 years. Her parents taught her how to work the land at a very young age since this is the family tradition. Her crops are located 800 meters from home and to provide them maintenance they get to them on foot.

Her dream is to be able to be the best coffee grower in the zone, to buy more land to expand her coffee crops and to be able to export her product to other countries because she’ll generate more family income this way and will support her children’s schooling.

This is why she’s asking Comixmul cooperative for a loan to be able to buy fertilizer, manure and coffee formula to assist her crops and provide better maintenance for them.
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Jennifer es una joven de 29 años de edad la cual tiene 9 años de educación y en compañía de su esposo trabaja la agricultura siendo su especialidad el cultivo y siembra de café. Ella tiene 2 hijos los cuales están en la primaria en diferentes grados de educación. Ella tiene mucha experiencia en este rubro ya que lo practica hace más de 15 años siendo sus padres quienes le enseñaran a trabajar la tierra a muy temprana edad por lo que en su familia es una tradición. Sus cultivos están ubicados a 800 metros de distancia de su casa de habitación a la cual se trasladan a pie para dar mantenimiento y asistencia.

Su sueño es poder ser la mejor productora de café de la zona, comprar más tierra para expandir sus cultivos de café y poder exportar su producto a otros países, ya que de esa manera ella generaría más ingresos para su familia y apoyar a sus hijos en sus estudios. Por lo que ahora ella ha solicitado a la cooperativa COMIXMUL un apoyo financiero con el cual podrá comprar abono, fertilizantes, formula cafetalera para asistir a sus cultivos y dar un mejor mantenimiento a las mismas.

Additional Information

More information about this loan

These loans are designed for female farmers who produce a variety of products (onion, garlic, eggplant, spinach, mango, strawberries, etc.). Loan terms will vary depending on need, and borrowers can choose to make a "bullet" payment timed with harvest profits. Agricultural loans are considered risky in Honduras due to external forces like unpredictable weather and worldwide crop prices. As a result, many traditional financial institutions are unwilling to offer these loans. With Kiva funding, COMIXMUL will be able to reach more borrowers with agricultural loans tailored to their needs.

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About Honduras

  • $4,200
    Average annual income
  • 22
    View loans »
    Honduras Loans Fundraising
  • $8,225,225
    Funds lent in using Kiva
  • 20.4
    Honduras Lempiras (HNL) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,425 helped Jennifer to buy agricultural supplies for her coffee crop.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
At end of term
Pre-Disbursed:
Sep 18, 2013
Listed
Sep 21, 2013
Currency Exchange Loss:
Possible
Ended:
Oct 17, 2014