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Enma Nelys
Emma, 55, completed sixth grade. She’s married at present and her husband works in agriculture. They’ve had three children but only two of them who are 19 and 22 years of age are still in their care. One of them is their daughter and she has a two-year-old daughter.

She’s currently working in the city as a domestic employee; she’s been working for six months earning household income this way. She learned her skills at the age of 15 from her mother who’s been working as a domestic employee for 40 years. She also gets support from her son who sends her stipends to cover household expenses.

She will use the loan to buy agricultural supplies like fertilizer and to pay labor costs to apply the fertilizer to the crop. She has 12 ‘tareas’ [1 tarea = 628.86 square meters] of land planted with corn and having money she’ll be able to use it for the purchase and then apply it to improve the crop’s growth so that crop yield will be larger and she’ll have enough basic grains to feed her family.

Her dream is to get an abundant harvest because it’s very important to her to be able to feed her family and support her children so they can have the things they need and so that her granddaughter can go to school in future.
View original language description ↓
Emma de 55 años, realizo sus estudios hasta 6 grado, actualmente esta casada; su esposo se dedica a la agricultura, han procreado tres hijos; pero a su cargo solo tienen a dos de 19 y 22 de edad, de los cuales una de sus hija tiene una niña de 2 años de edad.

Aactualmente, esta trabajando en la ciudad desempeñando los oficios domésticos de los cuales tiene 6 meses de estar trabajando, donde obtiene los ingresos para los gastos del hogar. La señora adquirió los conocimientos desde sus 15 años de edad, conocimientos adquiridos de su madre de los cuales tiene 40 años que aprendió los oficios domésticos, además la señora tiene el apoyo de su hijo quien le manda remesas para solventar los gasto en el hogar.

La señora utilizara el préstamo para la compra de insumos agrícolas como son los fertilizantes y para pagar la mano de obra, para aplicar el fertilizante al cultivo, tiene sembradas 12 tareas de maíz, y teniendo el dinero se dispondrá a realizar la compra para luego aplicarlo y mejorar el desarrollo del cultivo, para obtener mayor rendimiento de cosecha y la cliente dispondrá de los granos básicos para la alimentación de su familia.

Su sueño, es obtener un buen rendimiento de la cosecha, ya que es muy importante para ella para la alimentación de su familia y apoyar a sus hijos para que puedan tener sus cosas y que su nieta pueda estudiar a futuro.

Additional Information

More information about this loan

This loan is designed for rural women in El Salvador. Loan amounts are much smaller than average and the field partner is not requiring any guarantee for this type of loan. The goal is to support businesses that will enable women to work from their homes or start flexible businesses, as many of them are single mothers and are the sole caretakers for their families. Women who receive this type of loan also receive training on entrepreneurship, business management and budgeting.

About CrediCampo

This loan is administered by CrediCampo, a Kiva Field Partner in El Salvador. CrediCampo seeks to improve the lives of rural communities and their families in areas including health, education, basic services, and infrastructure. Through its Community Development Unit, CrediCampo provides scholarships, leadership development training, and financial education programs for families in rural areas. CrediCampo’s work is crucial in addressing the issue of poverty in El Salvador. Based on 2009 estimates, 37.8% of the population lives below the poverty line. To learn more about CrediCampo and their work, visit their partner page.


About El Salvador

  • $7,500
    Average annual income
  • 843
    View loans »
    El Salvador Loans Fundraising
  • $28,256,250
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $500 helped Enma Nelys to buy agricultural supplies.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
At end of term
Aug 30, 2013
Sep 21, 2013
Currency Exchange Loss:
Jul 17, 2014