He currently is working as a farmer, growing corn and beans. He has been doing this work since he was 12 years old. He learned it from his father and was inspired to follow in his father’s footsteps. At the moment he has 7,000 square meters of corn and 8 tareas (a bit more than an acre) of beans, which will generate income to cover his family’s expenses.
The customer will invest the loan in buying fertilizers to apply to his corn crop. The fertilizer will improve the crop’s growth and development and increase its yield. That way, the client will be able to have a healthy crop that gives him good earnings.
His dream is to keep his parents’ house in good condition so his family can live comfortably, and to keep working the lands growing staple grains, which is his source of income to support his family and improve their economic conditions.
The loan will help him have a good crop and increase his yield so he can have higher earnings in the future. He will invest his profits in improving his home.
Actualmente, se dedica al trabajo de la agricultura siembra de maíz y fríjol. Desde que era muy pequeño desarrolla estas labores, los conocimientos los adquirió de su padre, desde que tenia 12 años de edad, lo cual lo motivo a seguir los mismo pasos de su padre. En este momento tiene cultivado 7,000 metros cuadrados de maíz y 8 tareas de fríjol donde le genera ingresos para solventar los gastos de la familia.
El cliente invertirá el préstamo en la compra de fertilizantes, para darle la primera aplicación a 7,000 metros cuadrados de maíz, una vez aplicado la fertilización mejora el crecimiento del cultivo y que tengan excelente desarrollo para obtener una mayor producción y con esto el cliente sastifacera la necesidad de tener su cultivo sano para que le genero un mayor rendimiento.
Sus sueños es mantener la casa de sus padres, en buen estado para que su familia viva bien y seguir trabajando las tierras con granos básicos, que es su fuente de ingresos para solventar los gastos familiares y mejor sus condiciones económicas.
El crédito le ayudara a tener el cultivo con un buen desarrollo y tener una mayor producción lo cual le generara ingresos a futuro, de las ganancias que obtenga lo invertirá en la mejora de la vivienda.
More information about this loan
This loan is part of a CrediCampo project to help rural farmers living in extreme poverty plant basic grains to feed their families. Excess product is sold on the local market. These loans are smaller than the typical loans offered by this field partner, and guarantee requirements are also reduced. Individuals who receive this type of loan also get access to technical assistance, information on good environmental practices and increased access to farm inputs like fertilizer. This is considered a high risk loan due to the population and loan purpose, and CrediCampo is one of the very few institutions in El Salvador willing to working with these farmers.
About CrediCampoThis loan is administered by CrediCampo, a Kiva Field Partner in El Salvador. CrediCampo seeks to improve the lives of rural communities and their families in areas including health, education, basic services, and infrastructure. Through its Community Development Unit, CrediCampo provides scholarships, leadership development training, and financial education programs for families in rural areas. CrediCampo’s work is crucial in addressing the issue of poverty in El Salvador. Based on 2009 estimates, 37.8% of the population lives below the poverty line. To learn more about CrediCampo and their work, visit their partner page.
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