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Cenorina is a Tlaxcalan farmer whose family has been involved in agriculture for generations. Her parents taught her animal husbandry and she has continued to use similar techniques. She isn't against technological innovation, though, and was convinced when she saw a working Sistema Biobolsa biodigester on a farm in a neighboring community. She is now investing in her own, a 10-cubic-meter model, to take better advantage of the abundant manure she currently has on-site while concurrently reducing her energy costs. Her biodigester will process the animal waste into a rich, potent, and essentially free biofertilizer and renewable, methane rich biogas. This loan represents 47% of the total cost of her Sistema Biobolsa biodigester.

Additional Information

More information about this loan

Sistema Biobolsa is a distributor of small-scale, affordable biodigester systems that transform livestock waste into organic fertilizer for crops and biogas for cooking, heat and electricity. The company also provides farmers with education and financial assistance to help them use biodigesters to save money and improve their quality of life.

Sistema Biobolsa’s loan program began in early 2011, built on the fact that economic savings made possible by biodigesters could be used to pay back loans. However, because the company’s core business is not microfinance -- and because its partnership with Kiva is unique and unprecedented -- Kiva is unable to assign it a risk rating.

This Kiva loan will be used to provide borrowers with needed goods or services, as opposed to cash or financial credit

Repayment Schedule Note - For loans listed after June 18, 2013.

Even though the repayment schedule for this loan indicates that all repayments are to be made at the end of the loan term, lenders should expect repayments to be made prior to this time. Biobolsa borrowers are expected to make repayments to lenders as savings are realized from the use of the biodigester. Because these savings can be irregular, seasonal and/or unpredictable, Biobolsa has marked this loan as an end of term repayment schedule to avoid having their borrowers show up as incorrectly delinquent throughout the term of the loan.


About Mexico

  • $15,600
    Average annual income
  • 71
    View loans »
    Mexico Loans Fundraising
  • $19,634,375
    Funds lent in using Kiva
  • 12.7
    Mexico Pesos (MXN) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,200 helped Cenorina to purchase a biodigester.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
At end of term
Sep 17, 2013
Sep 28, 2013
Currency Exchange Loss:
Nov 17, 2014