Check out some available loans that are similar to this one!
Teresa De Jesús
Teresa is 44 years old, married and the mother of four children. Two of her children are already married and have separate homes.

Another of her children did not want to study, and traveled to the United States, and one who lives with her has a business repairing and selling tires. He is a computer technician, is 17 and does not like studying. He only completed 9th grade and is working with his brother in the tire repair shop.

Her husband is the proprietor of a shop which sells and repairs tires; it is a very separate shop from the one her son has.

Meanwhile, Teresa has a shop with 10 years of experience. She had the idea from when she was with her mother, because her mother was a trader.

Since she got married, she wanted to have the store, but her husband didn't want to support her, because he did not like it said that his woman was working. He went to the United States, so the little he sent was saved, and in this way she started the store.

Before, she earned a living taking care of cattle, pigs and chickens, while caring for her children.

The loan will be invested in buying a calving cow to have milk for the family and cancelling an outstanding debt with the microfinance institution. The rest will be invested in buying products for her store. Her quality of life will improve because she will have a better investment, and at the same time a better profit and thus better income. Also, with the cow she buys, she will have the milk in the backyard.

What she most wishes is to see one of her children have a university career, as well as to see them work in an office. This greatest dream would be well done, and she hopes to achieve it with her youngest daughter because she is dedicated to studying. At the same time, she asks the Almighty to help her with life. She will continue saving her profits to repay the loan and the rest for her children to make her dream possible.
View original language description ↓

Teresa de 44 años, es casada y madre de 4 hijos, dos ya están casados trabajan y tienen sus hogares aparte, otro de de sus hijos no¬ quiso estudiar; sino que viajo a estados unidos, uno de los que viven con ella, tiene un negocio de reparación y ventas de llantas, es técnico en computación y el de 17 años no le gusta estudiar, solo saco 9ª grado y esta trabajando con el hermano en el taller de reparación de llantas. El esposo es propietario de taller de venta y reparación de llantas, es un taller muy a parte del que tiene el hijo.

Por su parte, Teresa posee una tienda, y de experiencia son 10 años y surgió la idea desde que estaba con la mamá en ese entonces la mamá era comerciante. Desde que se caso, quiso tener la tienda; pero el esposo no la quiso apoyar, porque a él no le a gustado que digan que la mujer de él trabaja. El viajó a estados unidos, entonces con lo poco que le mandaba fue ahorrando, de esa manera instalo la tienda. Antes se dedicaba a cuidar ganado, cerdos, gallinas indias y al cuidado de sus hijos.

El crédito, será invertido en la compra de una vaca parida para tener la leche para la familia, cancelara un saldo pendiente con la Fundación y el resto lo invertirá en la compra de productos para la tienda. La calidad de vida de la mejorara, porque tendrá una mejor inversión a la vez una mejor ganancia y a si tener mejores ingresos, también con la vaca que compre tendrán la lechita en el patio de la casa.

Lo que mas espera, es ver a alguno de los hijos de ella tener una carrera universitaria, y a la vez verlos trabajar en una oficina. Bien realizados ese seria el sueño más grande, y espera cumplirlo con la niña menor porque es aplicada en el estudio. A la vez le pide al todo poderoso le ayude con la licencia de la vida. Las ganancias las ira ahorrando para cancela el crédito y el resto para sus hijos para hacer posible el sueño.


















Additional Information

About CrediCampo

This loan is administered by CrediCampo, a Kiva Field Partner in El Salvador. CrediCampo seeks to improve the lives of rural communities and their families in areas including health, education, basic services, and infrastructure. Through its Community Development Unit, CrediCampo provides scholarships, leadership development training, and financial education programs for families in rural areas. CrediCampo’s work is crucial in addressing the issue of poverty in El Salvador. Based on 2009 estimates, 37.8% of the population lives below the poverty line. To learn more about CrediCampo and their work, visit their partner page.

Tags

About El Salvador

  • $7,500
    Average annual income
  • 727
    View loans »
    El Salvador Loans Fundraising
  • $26,313,525
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,500 helped Teresa De Jesús to buy a calving cow to have milk for her family, to cancel an outstanding balance with the microfinance institution and to buy products for her store.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
At end of term
Pre-Disbursed:
Sep 14, 2013
Listed
Sep 21, 2013
Currency Exchange Loss:
N/A
Ended:
Oct 17, 2014