Check out some available loans that are similar to this one!
Joane B. owns a grocery store and sells all kinds of groceries like milo, milk, biscuits, and others. But the picture was taken when she was serving a client who needed an item she had run out of at her shop but had at her house which is very close to her shop. She is married, but her husband's income is not sufficient for Joane and her 2 children.

Demand for her goods is high, and she is looking to expand her business to increase her profits. She is asking for US$ 600 of additional capital to expand her business.

Additional Information

Important Information About CRAN

Please note that Kiva considers loans to this Field Partner, CRAN, to be particularly HIGH RISK. This organization has had very serious delinquency problems brought about by problems with its credit methodology, local environmental shocks including a depletion of local fisheries in its core area of operation (Cape Coast and the Central Province), and insufficient follow up with late clients. Lenders to this business should be aware that there is an increased risk of not getting repaid on this loan due to the challenges facing the Field Partner.

CRAN's creditors - including Kiva - have entered into a new Restructuring Agreement (For more information, please see CRAN's Field Partner profile: ). Kiva will extend its ongoing policy of allowing CRAN to continue to raise funds on the Kiva website. New funds raised will be used to make repayments on older CRAN loans via Kiva’s standard net billing process.

About Ghana

  • $3,500
    Average annual income
  • 34
    View loans »
    Ghana Loans Fundraising
  • $11,582,250
    Funds lent in using Kiva
  • 1.2
    Ghana Cedis (GHS) = $1 USD

Success!! The loan was 100% repaid

A loan of $525 helped Joane additional capital to expand her business.
100% repaid
Repayment Term
9 months (Additional Information)
Repayment Schedule
Sep 6, 2008
Aug 22, 2008
Currency Exchange Loss:
May 15, 2009