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Eva's Group
In this Group: Caroline , Eva , Theodora , Salomey, Abena
Eva, who is in her early 40's, is married with two children, a boy and a girl, who are in school. Eva has been selling beans and rice for seven years. She works from 8 AM to 6 PM every working day and is able to make a very good return. This is her seventh loan request of GHS 1,000 from ID-Ghana which she will use to buy a two big bags of rice and beans which she will sell to customers. All of her previous loans were repaid successfully. Eva used her business profit to cover school fees and household expenses. She dreams that one day she will be able to build her own house. She is collecting this loan with four others. Caroline sells slippers, Theodora sells gari (processed cassava), Salomey sells provisions, and Abena sells second hand clothing. The members of the group will hold each other accountable for repaying the loan amount of GHS 5,900.

Additional Information

About ID Ghana

ID Ghana is a microfinance NGO that provides financial and social services to underserved urban communities in Accra. ID Ghana’s socially-oriented business model provides clients with a number of social services, including financial literacy training, group discussions led by peer educators on health and nutrition education, child schooling, basic medical services, and counseling and legal services for women victims of violence.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.


About Ghana

  • $3,500
    Average annual income
  • 34
    View loans »
    Ghana Loans Fundraising
  • $11,572,300
    Funds lent in using Kiva
  • 2.2
    Ghana Cedis (GHS) = $1 USD
Ended with Loss - Currency Exchange Loss learn more
A portion of Eva's Group's $2,725 loan helped a member to buy two big bags of rice and beans which she will sell to customers.
95% repaid
Repayment Term
9 months (Additional Information)
Repayment Schedule
Sep 19, 2013
Sep 28, 2013
Currency Exchange Loss:
May 17, 2014