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Anna
Anna has been a teacher since 1990. She teaches at a local school and also provides additional lessons at home. Anna lives with her grown-up children, and her husband works abroad and tries to support his family financially.

Currently, the income that Anna gets from her business is very important for the whole family. Unfortunately, there are no facilities in her house for providing classes to her students, so Anna has applied to SEF for the help. She has now been approved for a loan within the framework of a new joint initiative between Kiva and SEF international. The start-up loan program provides business start-up loans with soft conditions to informal businesses that do not have access to credit products.

The loan will greatly assist Anna to purchase tables, chairs and notebooks and will make her work with students comfortable and effective. Anna hopes for lenders' support.

Additional Information

More information about this loan

This loan is part of SEF's startup pilot project to benefit borrowers working in Armenia's non-formal business sector. By providing working capital to artists, auto mechanics, bakers, furniture makers, construction workers and other informal entrepreneurs, SEF aims to help them formalize their businesses, increase their incomes, and build brighter futures.

About SEF International

SEF’s mission is to extend business development and financial services to emerging entrepreneurs in search of productive opportunities to support their families and communities and to build bright futures for children in Armenia.

About Armenia

  • $6,300
    Average annual income
  • 100
    View loans »
    Armenia Loans Fundraising
  • $14,006,425
    Funds lent in using Kiva
  • 407.5
    Armenia Drams (AMD) = $1 USD
Ended with Loss - Currency Exchange Loss learn more
A loan of $1,475 helped Anna to pay for tables and chairs and notebooks.
99% repaid
Repayment Term
27 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Aug 23, 2013
Listed
Sep 28, 2013
Currency Exchange Loss:
Possible
Ended:
Dec 17, 2014