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Mary's Group
In this Group: Georgina , Mary , Regina , Reginald , Sarah, Ruth
The six members of this group are both single and married women and a man, who average 36 years of age and two children each. They all live in the same neighborhood in Teshie in the Republic of Ghana.

They all are in their second loan with ID-Ghana, and they repaid their first loan without trouble. They sell fruits, vegetables, provisions, cosmetics, and mobile phone credit cards.

Mary is a fruit seller, and she has been doing this work for three years. She is standing third from the left in the photo. With her loan amount of GHS 600, she intends to purchase watermelons, pineapples, bananas and oranges, so that she can sell it to customers. She plans on making a profit of GHS 200 from this loan. This profit will enable her to repay her loan, and also to help her husband on their housing project. Together, the group is taking a total amount of GHS 3,500 which will be used to purchase various items to boost their businesses.

Additional Information

About ID Ghana

ID Ghana is a microfinance NGO that provides financial and social services to underserved urban communities in Accra. ID Ghana’s socially-oriented business model provides clients with a number of social services, including financial literacy training, group discussions led by peer educators on health and nutrition education, child schooling, basic medical services, and counseling and legal services for women victims of violence.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.


About Ghana

  • $3,500
    Average annual income
  • 38
    View loans »
    Ghana Loans Fundraising
  • $11,598,000
    Funds lent in using Kiva
  • 2.2
    Ghana Cedis (GHS) = $1 USD
Ended with Loss - Currency Exchange Loss learn more
A portion of Mary's Group's $1,625 loan helped a member to purchase watermelons, pineapples, bananas, and oranges, so that she can sell it to customers.
96% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Sep 19, 2013
Sep 28, 2013
Currency Exchange Loss:
Apr 16, 2014