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Maa Sidheswari Self Help Group
In this Group: Bhasi , Minati , Basanti , Minati , Debaki , Sima , Mata , Sumitra , Sumitra , Sashmita
Bhasi is a 41-year-old lady living with her husband and her two children, ages 14 and 17 years old, who are in school. Bhasi's family income is only 3,000 Indian rupees (INR). That is very low, and that is why she started her own business two years ago. She cultivates vegetables in her village and sells them at a nearby market. Bhasi's husband helps her; he is also a farmer having good experience in cultivation.

Bhasi formed a group that is "Maa Sidheswari Self Help Group" with nine other women from her village. All the member of this group are engaged in different activities, such as selling milk, a grocery shop and vegetable cultivation. Bhasi and her group have requested a loan of 120,000 INR to purchase better quality seeds and fertilizers, so she can produce more vegetables to sell. Bhasi has a dream of making her children educated and giving a better standard of living to her family.

Additional Information

Important note about this loan

Due to Indian government regulations, if you fund this loan, you will not be repaid for at least 3 years. This borrower will likely repay your loan much sooner than that, in which case, the Field Partner may re-loan your funds to help other local borrowers. We want you to be aware of this minimum 3-year waiting period and the associated risks before making a loan to Indian borrowers on Kiva. Learn More >

About People's Forum

People’s Forum is a development organization based in Odisha, India that provides affordable loan products and support services to women. The organization distinguishes itself by reaching out to particularly marginalized groups, including leprosy-affected families, widows, single mothers, and disabled persons. People’s Forum will harness Kiva’s flexible, zero-interest capital to serve even more borrowers in one of the poorest regions of India.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.


About India

  • $4,000
    Average annual income
  • 153
    View loans »
    India Loans Fundraising
  • $5,369,475
    Funds lent in using Kiva
  • 62.2
    India Rupees (INR) = $1 USD
Paying Back

This loan has been fully funded!

A portion of Maa Sidheswari Self Help Group's $1,950 loan helped a member to pay for purchasing seeds and fertilizers.
0% repaid
Repayment Term
43 months (Additional Information)
Repayment Schedule
At end of term
Aug 31, 2013
Sep 28, 2013
Currency Exchange Loss: