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Maa Saraswati Self Help Group
In this Group: Mani , Radha , Pramila , Mamali , Manashi , Gitanjali , Manju , Sulochana , Hullas , Sukanti
Mani is a 39-year-old lady living with her husband and her child who is 12 years old and in school. Mani's family income is very low, which is why she started her own business two years ago. She cultivates vegetables in her village and she sells them at a nearby market. Mani's husband helps her. He is also a farmer who has good experience in cultivation. Mani formed a group called Maa Saraswati Self Help Group (SHG) with nine women from her village. All the member of this group are engaged in different activities like milk selling, running a grocery shop, bangle selling and vegetable cultivation.

Mani, along with her group, has requested a loan of 100,000 INR to purchase better quality seeds and fertilizers so she can produce more vegetables to sell. Mani dreams of educating her child and giving a better standard of living to her family.

Additional Information

Important note about this loan

Due to Indian government regulations, if you fund this loan, you will not be repaid for at least 3 years. This borrower will likely repay your loan much sooner than that, in which case, the Field Partner may re-loan your funds to help other local borrowers. We want you to be aware of this minimum 3-year waiting period and the associated risks before making a loan to Indian borrowers on Kiva. Learn More >

About People's Forum

People’s Forum is a development organization based in Odisha, India that provides affordable loan products and support services to women. The organization distinguishes itself by reaching out to particularly marginalized groups, including leprosy-affected families, widows, single mothers, and disabled persons. People’s Forum will harness Kiva’s flexible, zero-interest capital to serve even more borrowers in one of the poorest regions of India.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.


About India

  • $4,000
    Average annual income
  • 157
    View loans »
    India Loans Fundraising
  • $5,369,475
    Funds lent in using Kiva
  • 62.2
    India Rupees (INR) = $1 USD
Paying Back

This loan has been fully funded!

A portion of Maa Saraswati Self Help Group's $1,625 loan helped a member to purchase seeds and fertilizers.
0% repaid
Repayment Term
43 months (Additional Information)
Repayment Schedule
At end of term
Aug 31, 2013
Sep 28, 2013
Currency Exchange Loss: