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Narmada is a 33-year-old widowed woman living with her father-in-law and her children. She is engaged in the activity of decorating and making tent houses for events like marriages and for other Hindu rituals. She has tents, a few musical instruments and speakers with her, which she installs wherever the events are performed. She has eight years of experience in this activity.

She lost her husband in an accident eight years ago. After her husband’s death, all the family responsibilities are taken care of by her. This business was run by her husband, and now she is continuing this business with the help of her father-in-law.

She has requested a loan of 20,000 INR (Indian rupees) to purchase new upgraded musical instruments and decorative items for her business. Her dream is to see her children get admitted into a good school, and she also wants to save some money for their future.

Additional Information

Important note about this loan

Due to Indian government regulations, if you fund this loan, you will not be repaid for at least 3 years. This borrower will likely repay your loan much sooner than that, in which case, the Field Partner may re-loan your funds to help other local borrowers. We want you to be aware of this minimum 3-year waiting period and the associated risks before making a loan to Indian borrowers on Kiva. Learn More >

About People's Forum

People’s Forum is a development organization based in Odisha, India that provides affordable loan products and support services to women. The organization distinguishes itself by reaching out to particularly marginalized groups, including leprosy-affected families, widows, single mothers, and disabled persons. People’s Forum will harness Kiva’s flexible, zero-interest capital to serve even more borrowers in one of the poorest regions of India.

About India

  • $4,000
    Average annual income
  • 32
    View loans »
    India Loans Fundraising
  • $5,655,475
    Funds lent in using Kiva
  • 62.2
    India Rupees (INR) = $1 USD
Paying Back

This loan has been fully funded!

A loan of $325 helped Narmada to purchase a new sound system and decorative items for her event management services.
0% repaid
Repayment Term
43 months (Additional Information)
Repayment Schedule
At end of term
Sep 2, 2013
Sep 28, 2013
Currency Exchange Loss: