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Mo Shakti Group
In this Group: Kasturi, Kuni, Jayanti, Seema, Mamata
Seema is about 32 years old and lives with her husband and four children at JK Pur in Rayagada district of Odisha state in India. She has one son and three daughters. The lady standing at the middle with a raised hand is Seema.

Seema has been running a fast food stall for the last seven years with the some indirect support from her husband. Her husband is a daily laborer. From the above, her family gets a monthly income of 5,000 INR (Indian rupees), which makes it very difficult to maintain her family. Seema wants to send her children to a better school for a better education. After the expansion of the business, she has a plan to do so. She has an ambition to establish a full-fledged meals hotel at JK Pur.

It is the first time Seema and four other members of her locality want a loan from Mahashakti. All of them have their established businesses and the same economic status.

From this loan, Seema wants to purchase some utensils and gram flour, oil, whole wheat, kerosene oil, etc. for the growth of her fast food business.

Other members of the group, Kasturi, Kuni, Jayanti and Mamata, have a cloth store, water pipe business, grocery shop and vegetable business respectively.

Additional Information

More information about this loan

Mahashakti Foundation focuses its work in some of the most underdeveloped districts in Odisha, characterized by poor infrastructure and high levels of poverty. By supporting this loan, you are enabling access to finance for women living in some of India's poorest and most remote areas.

Important note about this loan

Due to Indian government regulations, if you fund this loan, you will not be repaid for at least 3 years. This borrower will likely repay your loan much sooner than that, in which case, the Field Partner may re-loan your funds to help other local borrowers. We want you to be aware of this minimum 3-year waiting period and the associated risks before making a loan to Indian borrowers on Kiva. Learn More >

About Mahashakti Foundation

Mahashakti Foundation is a public charitable trust that provides microfinance and development services in the low-income state of Odisha. Operating in the poorest region of India, the organization strives to serve rural communities, tribal groups and others living on less than USD$1 a day. In addition to microcredit, it also provides micro-savings and micro-insurance products, as well as business development, health, water and sanitation, and food security services.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.


About India

  • $4,000
    Average annual income
  • 114
    View loans »
    India Loans Fundraising
  • $5,430,025
    Funds lent in using Kiva
  • 62.2
    India Rupees (INR) = $1 USD
Paying Back

This loan has been fully funded!

A portion of Mo Shakti Group's $775 loan helped a member to purchase some utensils and gram flour, oil, whole wheat, kerosene oil, etc.
0% repaid
Repayment Term
43 months (Additional Information)
Repayment Schedule
At end of term
Oct 10, 2013
Sep 28, 2013
Currency Exchange Loss: