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Ani is 26 years old. She lives with her nice family in the city of Sevan, which is in Gegharkunik region. Ani is married and she has a small, very pretty and cheerful daughter. Ani lives with her husband, father and mother-in-law. Ani’s husband works as an electrician and her father-in-law also is employed. After graduating State College in the faculty of Philology, Ani received a teacher qualification and now she is studying at a branch of Yerevan State University at the same faculty and she is already a third year student in Ijevan city. She is in the distance learning section. Simultaneously Ani works at the boarding school which is in Dilijan city. Despite her young age, Ani is a very practical and resourceful woman.

Ani is asking for a loan of 900,000 Armenian drams since she has decided to buy a car for her husband, who needs one very much in his everyday work.

Additional Information

More information about this loan

This loan is helping support a borrower who is under age 30. Because many young people lack business experience or established credit histories, it can be even more difficult for them to access financial services. By funding this youth loan, you are expanding opportunity for a young person with limited resources.

About “Nor Horizon”

“Nor Horizon” UCO LLC is committed to promoting poverty alleviation in Armenia by providing high-quality financial and other business development services to enterprising individuals in under-served rural and urban markets who have a strong will to establish and develop their own small-scale businesses. Originally created as the Armenian micro credit program of Oxfam (Great Britain) in late 1995, “Nor Horizon” LLC has been licensed under supervision of the Central Bank of Armenia since early 2006.

For more information about “Nor Horizon,” please visit the partner page or website.

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About Armenia

  • $6,300
    Average annual income
  • 150
    View loans »
    Armenia Loans Fundraising
  • $14,910,275
    Funds lent in using Kiva
  • 407.5
    Armenia Drams (AMD) = $1 USD

Success!! The loan was 100% repaid

A loan of $2,225 helped Ani to buy a car for her husband, who needs one very much in his everyday work.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Sep 2, 2013
Sep 27, 2013
Currency Exchange Loss:
Sep 17, 2015