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Bakhtygul is 51 years old, married, and together with her husband raised four daughters. Bakhtygul has a high school education. As a main source of income for her family, Bakhtygul has been involved in raising livestock, having started 31 years ago with the purchase of cattle at 7,000 som KGS. Thanks to her hard work, Bakhtygul today has on her homestead: four dairy cows, five steers, two horses, and six sheep. Monthly income reaches 9,000 som (KGS).

With the aim of further developing her homestead, Bakhtygul turned to the microfinance bank Bai-Tushum and Partners for a loan of 120,000 som (KGS) to purchase steers to increase the count of cattle.

Bakhtygul plans to invest income from the loan to further increase the count of domestic livestock and plans to save money to build a new barn for keeping cattle.
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Бактыгул 51 год, замужем, вместе с супругом воспитывают 4 дочерей. У Бактыгул - среднее образование, в качестве основного дохода для своей семьи Бактыгул занимается животноводством, стартовав 31 год назад, с покупки скота на 7,000 сом KGS. Благодаря упорному труду Бактыгул, в ее хозяйстве на сегодняшний день имеется: 4 дойные коровы, 5 бычков, 2 лошади, 6 овец. Ежемесячный доход составляет 9,000 сом (KGS). В целях дальнейшего развития своего хозяйства, Бактыгул обратилась в Микрофинансовый банк «Бай –Тушум и Партнеры» за кредитом в сумме 120,000 сом (KGS) на покупку бычков для увеличения поголовья скота. Доходы от кредита Бактыгул планирует вложить в дальнейшее приумножение количества домашней скотины, и планирует накопить средства на строительство нового сарая для содержания скота.

Additional Information

About Bai Tushum Bank CJSC

Bai Tushum Bank CJSC is a microfinance bank in Kyrgyzstan offering clients a range of products including loans for business development, trade, production, leasing, mortgage, consumption and more. Its portfolio is mostly comprised of group loans that cater to the broadest population of clients. Kiva lenders’ funds help the bank expand its services in remote areas to impact even more vulnerable communities in Kyrgyzstan.


About Kyrgyzstan

  • $2,500
    Average annual income
  • 71
    View loans »
    Kyrgyzstan Loans Fundraising
  • $11,308,175
    Funds lent in using Kiva
  • 48.9
    Kyrgyzstan Soms (KGS) = $1 USD

Success!! The loan was 100% repaid

A loan of $2,475 helped Bakhtygul to buy steers.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Sep 19, 2013
Sep 20, 2013
Currency Exchange Loss:
Oct 17, 2014