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Isaac Zadrak
A hardworking and dedicated man of humble origins, Isaac currently works for a relative as a transporter (driver). He is 31 years old. He did a degree in Civil Engineering, and he is requesting the loan in order to pay the final costs of obtaining his diploma.
View original language description ↓
Un hombre esforzado y de origen humilde es Isaac, quien en la actualidad le trabaja a un familiar desempeñando la labor de trasportista (Conductor), tiene 31 años de edad. Estudia la carrera de Ing. Civil, solicita el crédito para poder pagar el curso de titulación de su profesión.

Additional Information


This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.

About Nicaragua

  • $4,800
    Average annual income
  • 68
    View loans »
    Nicaragua Loans Fundraising
  • $25,101,575
    Funds lent in using Kiva
  • 25.5
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $450 helped Isaac Zadrak to pay final fees to officially obtain his diploma.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Aug 29, 2013
Sep 21, 2013
Currency Exchange Loss:
Dec 17, 2014