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La Unidad K Group
In this Group: Candelaria , Raul , Herman , Elsa , Estela
Raul is married. He is 54 years old and did not have the opportunity to study. He does not have children. Raul makes a living in agriculture, having started his business with very little capital. He now has five years of experience and receives support from his wife.

Raul is organising a group and is applying for a loan that will be used to buy fertiliser for his corn harvest. In the future Raul would like to have more capital so that he can have better harvests. The other members of the group make a living growing corn and selling food. In the photo there are eight group members but only five have been granted a loan.
View original language description ↓
El señor Raul es casado, tiene 54 años de edad, no tuvo la oportunidad de estuduar, no tiene hijos, se dedica a la agricultura, inició este negosio con poco capital y hasta la fecha lleva 5 años de experiencia. Cuenta con el apoyo de su esposa.

Organiza un grupo y solicita un préstamo que lo utilizará pra la compra de fertilizante para su cosecha de maíz, desea en el futuro contar con mayor capital para tener mejores cosechas. Los demás integrantes del grupo se dedican a la siembra de maíz y venta de comida. En la fotografía aparecen 8 integranrtes pero solo a 5 de ellos se le concedió el prestamo.

Additional Information

About Asociación ASDIR

ASDIR (Asociación de Desarrollo Integral Rural - Association for the Development of Rural Communities) is a community-based organization that works to promote development in the villages and communities where it serves. It was founded in 1999 in the village of Nimasac, Totonicapán Department, by a handful of local men and women to support community projects and group loans. Today ASDIR has 5 offices across 3 departments (Totonicapán, Sololá and Suchitepéquez) serving more than 6,000 clients, most of them in rural communities.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.


About Guatemala

  • $5,300
    Average annual income
  • 76
    View loans »
    Guatemala Loans Fundraising
  • $9,917,275
    Funds lent in using Kiva
  • 7.9
    Guatemala Quetzales (GTQ) = $1 USD

Success!! The loan was 100% repaid

A portion of La Unidad K Group's $1,725 loan helped a member to buy fertilisers.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Aug 25, 2013
Sep 21, 2013
Currency Exchange Loss:
Oct 1, 2014