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Josefina

Update on Josefina

This borrower continues to make a living buying and selling young animals. She is responsible and persevering. She wants to be able to continue working and thus continue to support her family. This member of the communal bank raises the young animals to sell later to her customers. She is raising chickens and guinea pigs and, with this work, is helping her family to get ahead.

The borrower is applying for a loan in order to buy guinea pigs and feed for her animals.

She is happy with the loan and promises to make her repayments.
View original language description ↓

La socia sigue dedicándose al negocio de compra y venta de animales menores, la socia es una persona responsable y empeñosa, la socia desea poder seguir trabajando para de esta forma seguir apoyando a su familia, la socia cría a estos animalitos para luego venderlos a sus clientes, la socia cría a pollos y cuyes, siendo de esta forma que la socia saca adelante a su familia.
La socia solicita el crédito para la compra de cuyes y alimentos para sus animales.
La socia está feliz por el préstamo y se compromete a cumplir con los pagos de su cuota.

Previous Loan Details

Josefina continues her business raising and selling small animals, such as chickens and guinea pigs. She has been working in this area for several years now, and she believes that business is going well thanks to the high level of effort she puts into her work each and every day. Josefina breeds ... More from Josefina's previous loan »

Additional Information

More information about this loan


Important Information

About Asociación Arariwa
Asociación Arariwa is a large non-governmental organization that started offering microcredit in 1994 to improve the quality of life, skills and equity of the population in the rural Cusco region of Peru. Arariwa serves the southern Andean provinces of Peru, and is distinguished by its efforts to reach the very poor, who often live in isolated rural areas. Arariwa fosters village banking, supports savings accounts, promotes access to education, and empowers women entrepreneurs (who make up 78% of its borrowers).

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Peru

  • $6,715
    Average annual income
  • 85
    View loans »
    Peru Loans Fundraising
  • $55,191,575
    Funds lent in using Kiva
  • 2.8
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,275 helped Josefina to buy guinea pigs and feed for her animals.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Aug 20, 2013
Listed
Sep 20, 2013
Currency Exchange Loss:
Possible
Ended:
Jan 17, 2014